Investor profile - SC
Michael Smith
Michael Smith is a real estate investor and operator based in Greenville-Spartanburg, SC. Public filings show activity across 24 properties held through 20 holding companies. Recent mortgage relationships include First Citizens Bank, Capital One, and Southern First Bank.
Michael's Activity
As of December 2025, public records show approximately $31.7M in recorded mortgage exposure linked to this investor across at least 6 mortgage filings and 24 properties held through 20 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2025.
Primary Geography
Greenville-Spartanburg, SC
ZIP codes: 29715, 29455, 29710, 29910, and 29072
Most recorded activity for this investor appears in FORT MILL, GREENVILLE, JOHNS ISLAND, CLOVER, and BLUFFTON.
Property Type Breakdown
Associated Entities (20)
SC · 8 properties · 33 mortgages
SC · 7,907 properties · 8 mortgages
SC · 8 properties · 2 mortgages
+17 more not shown
Mortgages (6)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/02/2022 | $889k | Open | Southern First Bank | RUFFIN PROPERTIES LLC | 1777 BULL ST, COLUMBIA, SC 29201 |
| 07/01/2022 | $395k | Open | HomeTrust Bank | 3 NOTCH ASSOCIATES LLC | 8200 2ND NOTCH RD, COLUMBIA, SC 29223 |
| 10/11/2021 | $336k | Open | Southern First Bank | RUFFIN PROPERTIES LLC | 426 S LAKE DR, LEXINGTON, SC 29072 |
+3 more not shown
Owned Properties (24)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1621 POINT PARK DR, JOHNS ISLAND, SC 29455 | AJA CARRILLO | Owns - 5 mos | $440k |
| 1944 COPPER PATH DR, FORT MILL, SC 29715 | MICHAEL SMITH | Owns - 12 mos | $519k |
| 897 FORDING ISLAND RD, BLUFFTON, SC 29910 111 | SOUTH CAROLINA STATE HOUSING FINANCE AND DEVELOPMENT AUTHORITY | Sold | $195k |
+21 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Greenville-Spartanburg, SC.
What companies is Michael Smith associated with?
Michael Smith is associated with 20 entities based on extracted signatures from public records. Key entities include TIER HOMES LLC, NATIONSTAR MORTGAGE LLC, RUFFIN PROPERTIES LLC, DAR MIKE INC, and CREEK ASSOCIATES LLC.
How many properties are associated with this investor?
At least 24 properties are associated with Michael Smith and the entities they control, based on signatures extracted from recorded documents connecting Michael Smith to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First Citizens Bank, Capital One, and Southern First Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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