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First Citizens Bank

myfcb.bank
2601 4th St SW, Mason City, IA 50401

First Citizens Bank is a community bank primarily serving North Iowa, offering a full suite of personal and business banking products, including mortgages, loans, and investment services.

Key Statistics

As of December 2025, public records show First Citizens Bank has originated approximately $522.1M in loan volume over the past 12 months, with an average loan size of $335k.

Volume (12mo)

$522.1M

Avg Loan Size

$335k

Total Mortgages

29,318

Total Borrowers

2,132

Lending Entities

First Citizens Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Citizens Bank

29,318 mortgages recorded

Geography

First Citizens Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Iowa

Mortgages (12mo): 504

Volume (12mo): $98.0M

Total Volume: $1.2B

#2Georgia

Mortgages (12mo): 415

Volume (12mo): $331.1M

Total Volume: $4.6B

#3South Carolina

Mortgages (12mo): 107

Volume (12mo): $45.1M

Total Volume: $860.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with First Citizens Bank. Click on a borrower to view their full investor profile.

+2,129 more not shown

FAQ

What type of lender is First Citizens Bank?

First Citizens Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (14%) and personal loans in their portfolio.

What entities does First Citizens Bank fund loans under?

First Citizens Bank originates mortgages through 1 different lending entities. The most common include First Citizens Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is First Citizens Bank most active?

Based on recorded mortgages, First Citizens Bank is most active in Iowa, Georgia, and South Carolina.

How many loans has First Citizens Bank originated?

Public records show 29,318 mortgages recorded for First Citizens Bank, with $522.1M in volume over the past 12 months.

What is the average loan size for First Citizens Bank?

The average mortgage size for First Citizens Bank is $335k based on all recorded mortgages.

Does First Citizens Bank offer short-term loans?

First Citizens Bank primarily offers long-term financing, with only 7% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.