Bank
Southern First Bank
Southern First Bank is a regional bank primarily serving the Carolinas and Georgia, offering a comprehensive suite of personal and business banking services, including various loan products and deposit accounts.
Key Statistics
As of December 2025, public records show Southern First Bank has originated approximately $1.1B in loan volume over the past 12 months, with an average loan size of $438k.
Volume (12mo)
$1.1B
Avg Loan Size
$438k
Total Mortgages
30,055
Total Borrowers
12,175
Lending Entities
Southern First Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
18,593 mortgages recorded
11,420 mortgages recorded
+6 more not shown
Geography
Southern First Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,391
Volume (12mo): $755.2M
Total Volume: $9.8B
Mortgages (12mo): 253
Volume (12mo): $243.8M
Total Volume: $2.2B
Mortgages (12mo): 133
Volume (12mo): $87.9M
Total Volume: $991.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Southern First Bank. Click on a borrower to view their full investor profile.
114 mortgages · NC
110 mortgages · SC
100 mortgages · SC
+12,172 more not shown
FAQ
What type of lender is Southern First Bank?
Southern First Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (17%) and personal loans in their portfolio.
What entities does Southern First Bank fund loans under?
Southern First Bank originates mortgages through 8 different lending entities. The most common include Southern First Bank and Southern First Bank Na. These are the legal entity names that appear on recorded mortgage documents.
Where is Southern First Bank most active?
Based on recorded mortgages, Southern First Bank is most active in South Carolina, North Carolina, and Georgia.
How many loans has Southern First Bank originated?
Public records show 30,055 mortgages recorded for Southern First Bank, with $1.1B in volume over the past 12 months.
What is the average loan size for Southern First Bank?
The average mortgage size for Southern First Bank is $438k based on all recorded mortgages.
Does Southern First Bank offer short-term loans?
Southern First Bank primarily offers long-term financing, with only 7% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.