Bank
Waterfall Bank
Waterfall Bank is a state-chartered, FDIC-insured bank based in Clearwater, Florida, offering a range of financial services including commercial real estate loans, business lines of credit, home equity lines of credit, and construction loans.
Key Statistics
As of December 2025, public records show Waterfall Bank has originated approximately $175.4M in loan volume over the past 12 months, with an average loan size of $1.8M.
Volume (12mo)
$175.4M
Avg Loan Size
$1.8M
Total Mortgages
290
Total Borrowers
257
Lending Entities
Waterfall Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
263 mortgages recorded
12 mortgages recorded
8 mortgages recorded
+4 more not shown
Geography
Waterfall Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 43
Volume (12mo): $91.0M
Total Volume: $391.3M
Mortgages (12mo): 20
Volume (12mo): $41.8M
Total Volume: $61.0M
Mortgages (12mo): 3
Volume (12mo): $13.9M
Total Volume: $18.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Waterfall Bank. Click on a borrower to view their full investor profile.
+254 more not shown
FAQ
What type of lender is Waterfall Bank?
Waterfall Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (74%) are for business purposes.
What entities does Waterfall Bank fund loans under?
Waterfall Bank originates mortgages through 7 different lending entities. The most common include Waterfall Bank, Waterfall Capital Investments, and Jeal Holdings. These are the legal entity names that appear on recorded mortgage documents.
Where is Waterfall Bank most active?
Based on recorded mortgages, Waterfall Bank is most active in Florida, Colorado, and North Carolina.
How many loans has Waterfall Bank originated?
Public records show 290 mortgages recorded for Waterfall Bank, with $175.4M in volume over the past 12 months.
What is the average loan size for Waterfall Bank?
The average mortgage size for Waterfall Bank is $1.8M based on all recorded mortgages.
Does Waterfall Bank offer short-term loans?
Waterfall Bank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.