Government
Rural Housing Service
The Rural Housing Service, a U.S. government agency, provides financial assistance in the form of direct loans, loan guarantees, and grants to support housing and community development in rural areas across the United States.
Key Statistics
As of December 2025, public records show Rural Housing Service has originated approximately $12.0B in loan volume over the past 12 months, with an average loan size of $959k.
Volume (12mo)
$12.0B
Avg Loan Size
$959k
Total Mortgages
140,060
Total Borrowers
6,991
Lending Entities
Rural Housing Service funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
96,132 mortgages recorded
22,823 mortgages recorded
18,422 mortgages recorded
+25 more not shown
Geography
Rural Housing Service's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,279
Volume (12mo): $40.9M
Total Volume: $1.3B
Mortgages (12mo): 524
Volume (12mo): $215.4M
Total Volume: $3.8B
Mortgages (12mo): 520
Volume (12mo): $637.6M
Total Volume: $6.2B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Rural Housing Service. Click on a borrower to view their full investor profile.
+6,988 more not shown
FAQ
What type of lender is Rural Housing Service?
Rural Housing Service is classified as an government based on our research. Government-sponsored enterprises (GSEs) directly originate or guarantee loans. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Rural Housing Service fund loans under?
Rural Housing Service originates mortgages through 28 different lending entities. The most common include United States Of America, Rural Housing Service, and Usda. These are the legal entity names that appear on recorded mortgage documents.
Where is Rural Housing Service most active?
Based on recorded mortgages, Rural Housing Service is most active in Pennsylvania, Iowa, and North Carolina.
How many loans has Rural Housing Service originated?
Public records show 140,060 mortgages recorded for Rural Housing Service, with $12.0B in volume over the past 12 months.
What is the average loan size for Rural Housing Service?
The average mortgage size for Rural Housing Service is $959k based on all recorded mortgages.
Does Rural Housing Service offer short-term loans?
Rural Housing Service primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.