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Bank

Providence Bank

pbknc.com
450 N Winstead Ave, Rocky Mount, NC 27804

Providence Bank is a state-chartered community bank based in Rocky Mount, NC, offering a full range of personal and business banking services, including various mortgage products and commercial lending solutions.

Key Statistics

As of December 2025, public records show Providence Bank has originated approximately $387.4M in loan volume over the past 12 months, with an average loan size of $446k.

Volume (12mo)

$387.4M

Avg Loan Size

$446k

Total Mortgages

14,904

Total Borrowers

3,126

Lending Entities

Providence Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Providence Bank

10,699 mortgages recorded

Coastal Bank And Trust

3,848 mortgages recorded

+4 more not shown

Geography

Providence Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1North Carolina

Mortgages (12mo): 488

Volume (12mo): $371.8M

Total Volume: $3.2B

#2Virginia

Mortgages (12mo): 3

Volume (12mo): $3.2M

Total Volume: $24.6M

#3Alabama

Mortgages (12mo): 1

Volume (12mo): $800k

Total Volume: $126.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Providence Bank. Click on a borrower to view their full investor profile.

+3,123 more not shown

FAQ

What type of lender is Providence Bank?

Providence Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (42%) and personal loans in their portfolio.

What entities does Providence Bank fund loans under?

Providence Bank originates mortgages through 6 different lending entities. The most common include Providence Bank and Coastal Bank And Trust. These are the legal entity names that appear on recorded mortgage documents.

Where is Providence Bank most active?

Based on recorded mortgages, Providence Bank is most active in North Carolina, Virginia, and Alabama.

How many loans has Providence Bank originated?

Public records show 14,904 mortgages recorded for Providence Bank, with $387.4M in volume over the past 12 months.

What is the average loan size for Providence Bank?

The average mortgage size for Providence Bank is $446k based on all recorded mortgages.

Does Providence Bank offer short-term loans?

Providence Bank primarily offers long-term financing, with only 18% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.