Mortgage Banker
Point Mortgage
Point Mortgage Corporation is a mortgage banker based in Chula Vista, California, specializing in originating and underwriting residential mortgage loans.
Key Statistics
As of December 2025, public records show Point Mortgage has originated approximately $634.3M in loan volume over the past 12 months, with an average loan size of $363k.
Volume (12mo)
$634.3M
Avg Loan Size
$363k
Total Mortgages
25,557
Total Borrowers
8,308
Lending Entities
Point Mortgage funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
25,554 mortgages recorded
+4 more not shown
Geography
Point Mortgage's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 566
Volume (12mo): $221.1M
Total Volume: $1.8B
Mortgages (12mo): 441
Volume (12mo): $121.9M
Total Volume: $363.9M
Mortgages (12mo): 363
Volume (12mo): $226.0M
Total Volume: $6.8B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Point Mortgage. Click on a borrower to view their full investor profile.
+8,305 more not shown
FAQ
What type of lender is Point Mortgage?
Point Mortgage is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (1%) and personal loans in their portfolio.
What entities does Point Mortgage fund loans under?
Point Mortgage originates mortgages through 5 different lending entities. The most common include Point Mortgage. These are the legal entity names that appear on recorded mortgage documents.
Where is Point Mortgage most active?
Based on recorded mortgages, Point Mortgage is most active in Florida, Illinois, and California.
How many loans has Point Mortgage originated?
Public records show 25,557 mortgages recorded for Point Mortgage, with $634.3M in volume over the past 12 months.
What is the average loan size for Point Mortgage?
The average mortgage size for Point Mortgage is $363k based on all recorded mortgages.
Does Point Mortgage offer short-term loans?
Point Mortgage primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.