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Bank

Merchants National Bank

merchantsnat.com
100 N High St, Hillsboro, OH 45133

Merchants National Bank is a community bank based in Hillsboro, Ohio, offering a full range of personal and business banking services, including deposit accounts, various loan products, and mortgage services.

Key Statistics

As of December 2025, public records show Merchants National Bank has originated approximately $191.9M in loan volume over the past 12 months, with an average loan size of $247k.

Volume (12mo)

$191.9M

Avg Loan Size

$247k

Total Mortgages

13,191

Total Borrowers

652

Lending Entities

Merchants National Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Merchants Natl Bank

13,191 mortgages recorded

Geography

Merchants National Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Ohio

Mortgages (12mo): 669

Volume (12mo): $189.5M

Total Volume: $3.2B

#2Kentucky

Mortgages (12mo): 2

Volume (12mo): $777k

Total Volume: $13.1M

#3Pennsylvania

Mortgages (12mo): 2

Volume (12mo): $356k

Total Volume: $3.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Merchants National Bank. Click on a borrower to view their full investor profile.

+649 more not shown

FAQ

What type of lender is Merchants National Bank?

Merchants National Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (13%) and personal loans in their portfolio.

What entities does Merchants National Bank fund loans under?

Merchants National Bank originates mortgages through 1 different lending entities. The most common include Merchants Natl Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Merchants National Bank most active?

Based on recorded mortgages, Merchants National Bank is most active in Ohio, Kentucky, and Pennsylvania.

How many loans has Merchants National Bank originated?

Public records show 13,191 mortgages recorded for Merchants National Bank, with $191.9M in volume over the past 12 months.

What is the average loan size for Merchants National Bank?

The average mortgage size for Merchants National Bank is $247k based on all recorded mortgages.

Does Merchants National Bank offer short-term loans?

Merchants National Bank primarily offers long-term financing, with only 4% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.