Hometown Bank Of Alabama logo

Bank

Hometown Bank Of Alabama

hometownbankal.com
2002 2nd Avenue East, Oneonta, AL 35121

HomeTown Bank of Alabama is a locally owned community bank serving rural areas in northern Alabama, including Oneonta and surrounding Blount County towns. As an FDIC-insured depository institution, its primary focus is on retail banking products like deposit accounts, mortgage and consumer loans, and agricultural/commercial financing to support individual and small business needs in the region.

Key Statistics

As of December 2025, public records show Hometown Bank Of Alabama has originated approximately $68.0M in loan volume over the past 12 months, with an average loan size of $144k.

Volume (12mo)

$68.0M

Avg Loan Size

$144k

Total Mortgages

2,918

Total Borrowers

111

Lending Entities

Hometown Bank Of Alabama funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

The Hometown Bank Of Alabama

2,915 mortgages recorded

+3 more not shown

Geography

Hometown Bank Of Alabama's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Alabama

Mortgages (12mo): 365

Volume (12mo): $68.0M

Total Volume: $418.2M

#2Kentucky

Mortgages (12mo): 1

Volume (12mo): $31k

Total Volume: $31k

#3Florida

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $2.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Hometown Bank Of Alabama. Click on a borrower to view their full investor profile.

+108 more not shown

FAQ

What type of lender is Hometown Bank Of Alabama?

Hometown Bank Of Alabama is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (8%) and personal loans in their portfolio.

What entities does Hometown Bank Of Alabama fund loans under?

Hometown Bank Of Alabama originates mortgages through 4 different lending entities. The most common include The Hometown Bank Of Alabama. These are the legal entity names that appear on recorded mortgage documents.

Where is Hometown Bank Of Alabama most active?

Based on recorded mortgages, Hometown Bank Of Alabama is most active in Alabama, Kentucky, and Florida.

How many loans has Hometown Bank Of Alabama originated?

Public records show 2,918 mortgages recorded for Hometown Bank Of Alabama, with $68.0M in volume over the past 12 months.

What is the average loan size for Hometown Bank Of Alabama?

The average mortgage size for Hometown Bank Of Alabama is $144k based on all recorded mortgages.

Does Hometown Bank Of Alabama offer short-term loans?

Hometown Bank Of Alabama primarily offers long-term financing, with only 20% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.