Investor profile - AL
John Payne
John Payne is a real estate investor and operator based in Birmingham, AL. Public filings show activity across 7 properties held through 3 holding companies. Recent mortgage relationships include HOMETOWN BANK OF ALABANA, HomeTown Bank of Alabama, and STERLING BANK.
John's Activity
As of December 2025, public records show approximately $5.2M in recorded mortgage exposure linked to this investor across at least 36 mortgage filings and 7 properties held through 3 holding companies. Activity appears concentrated in vacant and misc assets recorded between 2014 and 2024.
Primary Geography
Birmingham, AL
ZIP codes: 35121 and 36582
Most recorded activity for this investor appears in ONEONTA and THEODORE.
Property Type Breakdown
Associated Entities (3)
AL · 1 property · 33 mortgages
AL · 0 properties · 2 mortgages
AL · 1 property · 1 mortgage
Mortgages (36)
Top Lenders
$2.7M · 15 loans
$1.4M · 9 loans
$482k · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 02/27/2024 | $188k | Open | HomeTown Bank of Alabama | PAYNE HOMEBUILDERS LLC | 205 INGRAM AVE W, ONEONTA, AL 35121 |
| 12/01/2022 | $210k | Open | loanDepot | PAYNE HOMEBUILDERS LLC | TRINITY LN, ONEONTA, AL 35121 |
| 11/09/2022 | $186k | Open | HOMETOWN BANK OF ALABANA | PAYNE HOMEBUILDERS LLC | - |
+33 more not shown
Owned Properties (7)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 205 INGRAM AVE W, ONEONTA, AL 35121 | JOHN PAYNE | Sold | $18k |
| TRINITY LN, ONEONTA, AL 35121 | PAYNE HOMEBUILDERS LLC | Sold | $236k |
| TRINITY LN, ONEONTA, AL 35121 | PAYNE HOMEBUILDERS LLC | Sold | $260k |
+4 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in vacant, misc, and residential properties across Birmingham, AL.
What companies is John Payne associated with?
John Payne is associated with 3 entities based on extracted signatures from public records. Key entities include PAYNE HOMEBUILDERS LLC, PEDIATRIC DENTAL PROPERTIES LLC, and NEW DAY MINISTRIES CHURCH.
How many properties are associated with this investor?
At least 7 properties are associated with John Payne and the entities they control, based on signatures extracted from recorded documents connecting John Payne to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references HOMETOWN BANK OF ALABANA, HomeTown Bank of Alabama, and STERLING BANK, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2014 through 2024, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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