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Investment Lender

Emerald Creek Capital

emeraldcreekcapital.com
575 Lexington Ave, 31st Floor, New York, NY 10022

Emerald Creek Capital is a New York-based investment lender that provides short-term, asset-based financing, primarily real estate bridge loans, to real estate investors.

Key Statistics

As of December 2025, public records show Emerald Creek Capital has originated approximately $403.0M in loan volume over the past 12 months, with an average loan size of $5.0M.

Volume (12mo)

$403.0M

Avg Loan Size

$5.0M

Total Mortgages

811

Total Borrowers

655

Lending Entities

Emerald Creek Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Emerald Creek Capital 3

391 mortgages recorded

Emerald Creek Capital

218 mortgages recorded

Emerald Creek Capital 2

86 mortgages recorded

Layla Funding

35 mortgages recorded

Capitalspring Agency Services

29 mortgages recorded

+31 more not shown

Geography

Emerald Creek Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1New York

Mortgages (12mo): 66

Volume (12mo): $272.8M

Total Volume: $1.9B

#2New Jersey

Mortgages (12mo): 6

Volume (12mo): $22.0M

Total Volume: $245.1M

#3Florida

Mortgages (12mo): 3

Volume (12mo): $40.3M

Total Volume: $307.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Emerald Creek Capital. Click on a borrower to view their full investor profile.

+652 more not shown

FAQ

What type of lender is Emerald Creek Capital?

Emerald Creek Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (97%) are for business purposes.

What entities does Emerald Creek Capital fund loans under?

Emerald Creek Capital originates mortgages through 36 different lending entities. The most common include Emerald Creek Capital 3, Emerald Creek Capital, and Emerald Creek Capital 2. These are the legal entity names that appear on recorded mortgage documents.

Where is Emerald Creek Capital most active?

Based on recorded mortgages, Emerald Creek Capital is most active in New York, New Jersey, and Florida.

How many loans has Emerald Creek Capital originated?

Public records show 811 mortgages recorded for Emerald Creek Capital, with $403.0M in volume over the past 12 months.

What is the average loan size for Emerald Creek Capital?

The average mortgage size for Emerald Creek Capital is $5.0M based on all recorded mortgages.

Does Emerald Creek Capital offer short-term loans?

Emerald Creek Capital primarily offers long-term financing, with only 9% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.