Investor Profile - TX
Ricardo Rivas
Ricardo Rivas is a real estate investor and operator based in Houston, TX. Public filings show activity across 2,188 properties held through 38 holding companies. Recent mortgage relationships include Texas Capital Bank, Flagstar Bank, and International Bank of Commerce.
Ricardo's Activity
As of June 2026, public records show approximately $3.3B in recorded mortgage exposure linked to this investor across at least 317 mortgage filings and 2,188 properties held through 38 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2015 and 2026.
Associated People
Primary Geography
Houston, TX
ZIP codes: 77583, 77433, 77578, 77511, and 77449
Most activity in ROSHARON, CYPRESS, MANVEL, KATY, and ALVIN.
Property Type Breakdown
Associated Entities (38)
TX · 91 properties · 229 mortgages
TX · 1 property · 5 mortgages
+36 more entities not shown
Mortgages (317)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 05/11/2026 | $0 | Open | WestStar Bank | SARATOGA HOMES OF TEXAS HOUSTON LLC | 6602 ESCONDIDO DR, ROSHARON, TX 77583 |
| 04/27/2026 | $1.2M | Open | Citizens Bank of Las Cruces | SARATOGA HOMES OF TEXAS HOUSTON LLC | ASTON PINE DR, HOUSTON, TX 77032 |
+315 more not shown
Owned Properties (2,188)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 6602 ESCONDIDO DR, ROSHARON, TX 77583 | SARATOGA HOMES OF TEXAS HOUSTON LLC | Owns - 1 mo | $0 |
| ASTON PINE DR, HOUSTON, TX 77032 | SARATOGA HOMES OF TEXAS HOUSTON LLC | Owns - 1 mo | $1.6M |
+2186 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across Houston, TX.
What companies is Ricardo Rivas associated with?
Ricardo Rivas is associated with 38 entities based on extracted signatures from public records. Key entities include SARATOGA HOMES OF TEXAS HOUSTON LLC, SARATOGA HOMES OF TEXAS HOUSTON, SARATOGA HOME OF TEXAS HOUSTON LLC, RIGON LLC, and RICARDO RIVERA STATE FARM LLC.
How many properties are associated with this investor?
At least 2,188 properties are associated with Ricardo Rivas and the entities they control, based on signatures extracted from recorded documents connecting Ricardo Rivas to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Texas Capital Bank, Flagstar Bank, and International Bank of Commerce, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2015 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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