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Bank

Flagstar Bank

flagstar.com
5151 Corporate Dr, Troy, MI 48098

Flagstar Bank is a national bank headquartered in Troy, Michigan, offering a comprehensive suite of personal, commercial, and private banking services, including FDIC-insured deposit products and various lending solutions.

Key Statistics

As of December 2025, public records show Flagstar Bank has originated approximately $8.7B in loan volume over the past 12 months, with an average loan size of $405k.

Volume (12mo)

$8.7B

Avg Loan Size

$405k

Total Mortgages

818,257

Total Borrowers

93,838

Lending Entities

Flagstar Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Flagstar Bank Fsb

555,406 mortgages recorded

Phh Mortgage Services

79,883 mortgages recorded

Pmac Lending Services

73,305 mortgages recorded

Merrill Lynch Credit

28,788 mortgages recorded

Flagstar Bank

26,610 mortgages recorded

+370 more not shown

Geography

Flagstar Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Michigan

Mortgages (12mo): 2,253

Volume (12mo): $556.8M

Total Volume: $21.6B

#2New York

Mortgages (12mo): 1,154

Volume (12mo): $377.8M

Total Volume: $7.3B

#3Texas

Mortgages (12mo): 859

Volume (12mo): $4.0B

Total Volume: $58.5B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Flagstar Bank. Click on a borrower to view their full investor profile.

+93,835 more not shown

FAQ

What type of lender is Flagstar Bank?

Flagstar Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (2%) and personal loans in their portfolio.

What entities does Flagstar Bank fund loans under?

Flagstar Bank originates mortgages through 375 different lending entities. The most common include Flagstar Bank Fsb, Phh Mortgage Services, and Pmac Lending Services. These are the legal entity names that appear on recorded mortgage documents.

Where is Flagstar Bank most active?

Based on recorded mortgages, Flagstar Bank is most active in Michigan, New York, and Texas.

How many loans has Flagstar Bank originated?

Public records show 818,257 mortgages recorded for Flagstar Bank, with $8.7B in volume over the past 12 months.

What is the average loan size for Flagstar Bank?

The average mortgage size for Flagstar Bank is $405k based on all recorded mortgages.

Does Flagstar Bank offer short-term loans?

Flagstar Bank primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.