Investor profile - TX
Ray Nowicki
Ray Nowicki is a real estate investor and operator based in Dallas-Fort Worth, TX. Public filings show activity across 69 properties held through 11 holding companies. Recent mortgage relationships include Happy State Bank, American National Bank of Texas, and T Bank.
Ray's Activity
As of December 2025, public records show approximately $53.8M in recorded mortgage exposure linked to this investor across at least 330 mortgage filings and 69 properties held through 11 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2012 and 2024.
Primary Geography
Dallas-Fort Worth, TX
ZIP codes: 76182, 76210, 75054, 76226, and 76248
Most recorded activity for this investor appears in NORTH RICHLAND HILLS, DENTON, GRAND PRAIRIE, ARGYLE, and KELLER.
Property Type Breakdown
Associated Entities (11)
TX · 2 properties · 273 mortgages
TX · 0 properties · 45 mortgages
TX · 0 properties · 3 mortgages
+8 more not shown
Mortgages (330)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 11/08/2022 | $626k | Closed | Centennial Bank | ARAF INC | 1204 OLIVE DR, MANSFIELD, TX 76063 |
| 11/08/2022 | $560k | Closed | Centennial Bank | ARAF INC | 1210 OLIVE DR, MANSFIELD, TX 76063 |
| 10/11/2022 | $462k | Closed | T Bank | ARAF INC DBA INNOVATION BUILDERS | 1217 SANDALWOOD DR, FORT WORTH, TX 76140 |
+327 more not shown
Owned Properties (69)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1219 WOODSIDE DR, MANSFIELD, TX 76063 | J HOUSTON HOMES LLC | Owns - 4.8 yrs | $1.3M |
| 1211 WOODSIDE DR, MANSFIELD, TX 76063 | J HOUSTON HOMES LLC | Sold | $1.3M |
| 1209 WOODSIDE DR, MANSFIELD, TX 76063 | J HOUSTON HOMES LLC | Owns - 4.8 yrs | $1.3M |
+66 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and vacant properties across Dallas-Fort Worth, TX.
What companies is Ray Nowicki associated with?
Ray Nowicki is associated with 11 entities based on extracted signatures from public records. Key entities include ARAF INC, ARAF INC DBA INNOVATION BUILDERS, A RAF INC, LUNA MOONFLOWER LP, and ARLINGTON SECLUSION DEVELOPMENT LLC.
How many properties are associated with this investor?
At least 69 properties are associated with Ray Nowicki and the entities they control, based on signatures extracted from recorded documents connecting Ray Nowicki to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Happy State Bank, American National Bank of Texas, and T Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2024, with the most recent mortgage recorded in 2022.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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