Bank
Happy State Bank
Happy State Bank, a division of Centennial Bank, is a regional bank primarily serving Texas, offering a full suite of personal and business banking products, including deposit accounts, loans, and wealth management services.
Key Statistics
As of December 2025, public records show Happy State Bank has originated approximately $136.4M in loan volume over the past 12 months, with an average loan size of $824k.
Volume (12mo)
$136.4M
Avg Loan Size
$824k
Total Mortgages
29,268
Total Borrowers
6,403
Lending Entities
Happy State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
27,053 mortgages recorded
1,180 mortgages recorded
869 mortgages recorded
+31 more not shown
Geography
Happy State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 276
Volume (12mo): $134.4M
Total Volume: $22.5B
Mortgages (12mo): 2
Volume (12mo): $982k
Total Volume: $40.0M
Mortgages (12mo): 1
Volume (12mo): $990k
Total Volume: $13.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Happy State Bank. Click on a borrower to view their full investor profile.
+6,400 more not shown
FAQ
What type of lender is Happy State Bank?
Happy State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (51%) are for business purposes.
What entities does Happy State Bank fund loans under?
Happy State Bank originates mortgages through 34 different lending entities. The most common include Happy State Bank, Justin State Bank, and Centennial Bank Dba Happy State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Happy State Bank most active?
Based on recorded mortgages, Happy State Bank is most active in Texas, Florida, and Tennessee.
How many loans has Happy State Bank originated?
Public records show 29,268 mortgages recorded for Happy State Bank, with $136.4M in volume over the past 12 months.
What is the average loan size for Happy State Bank?
The average mortgage size for Happy State Bank is $824k based on all recorded mortgages.
Does Happy State Bank offer short-term loans?
Happy State Bank primarily offers long-term financing, with only 10% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.