Investor Profile - TX

Matthew Ratliff

Matthew Ratliff is a real estate investor and operator based in Houston, TX. Public filings show activity across 16 properties held through 5 holding companies. Recent mortgage relationships include First Financial Bank, THE BANK AND TRUST OF BRYANCOLLEGE STATIO, and Guaranty Bank & Trust.

8888886098
88888888@happyhousestx.com

Matthew's Activity

As of June 2026, public records show approximately $2.6M in recorded mortgage exposure linked to this investor across at least 9 mortgage filings and 16 properties held through 5 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2016 and 2026.

Primary Geography

Houston, TX

ZIP codes: 77845, 77554, 77840, 75033, and 75078

Most activity in COLLEGE STATION, GALVESTON, FREEPORT, FRISCO, and BOERNE.

Property Type Breakdown

Residential87%
Commercial13%

Associated Entities (5)

KELTON PROPERTIES LLC

TX · 1 property · 4 mortgages

active
Incorporated on 01/25/2017 in TXMailing Address: 434 WILLIAM D FITCH PKWY, COLLEGE STATION, 77845-2092, TX, USA
DAYLON PROPERTIES LLC

TX · 0 properties · 1 mortgage

active
Incorporated on 01/25/2017 in TXMailing Address: 434 WILLIAM D FITCH PKWY, COLLEGE STATION, 77845-2092, TX, USA

+3 more entities not shown

Mortgages (9)

Top Lenders

First Financial Bank
First Financial Bank

$1.1M · 1 loan

THE BANK AND TRUST OF BRYANCOLLEGE STATIO
THE BANK AND TRUST OF BRYANCOLLEGE STATIO

$742k · 3 loans

Guaranty Bank & Trust
Guaranty Bank & Trust

$687k · 2 loans

DateAmountStatusLenderBorrowerAddress
08/08/2025$194kClosedGuaranty Bank & TrustKELTON PROPERTIES LLC4202 SH 6 S,
COLLEGE STATION, TX 77845
04/22/2024$150kOpenGuaranty Bank & TrustKELTON PROPERTIES LLC4202 S SH-6TH,
COLLEGE STATION, TX 77845

+7 more not shown

Owned Properties (16)

AddressDeeded ownerStatusConsideration
2105 JESSIE PL,
FORT WORTH, TX 76134
CHRISTIE RATLIFFOwns - 5.8 yrs$225k
603 WELLBORN RD,
COLLEGE STATION, TX 77840
HAPPY HOUSES TEXAS LLCSold$272k

+14 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and commercial properties across Houston, TX.

What companies is Matthew Ratliff associated with?

Matthew Ratliff is associated with 5 entities based on extracted signatures from public records. Key entities include KELTON PROPERTIES LLC, DAYLON PROPERTIES LLC, JACE MATTHEW PROPERTIES LLC, RUNNING WATER PROPERTIES LLC, and RUNNING WATER PROPERTIES.

How many properties are associated with this investor?

At least 16 properties are associated with Matthew Ratliff and the entities they control, based on signatures extracted from recorded documents connecting Matthew Ratliff to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references First Financial Bank, THE BANK AND TRUST OF BRYANCOLLEGE STATIO, and Guaranty Bank & Trust, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to [email protected]. Elementix reviews such requests only where required by applicable law. General objections or unsupported demands do not create a removal obligation.