Investor profile - TX

Matthew Ratliff

Matthew Ratliff is a real estate investor and operator based in Houston, TX. Public filings show activity across 6 properties held through 5 holding companies. Recent mortgage relationships include First Financial Bank, Guaranty Bank & Trust, and THE BANK AND TRUST OF BRYANCOLLEGE STATIO.

Contact info available

Matthew's Activity

As of December 2025, public records show approximately $4.4M in recorded mortgage exposure linked to this investor across at least 16 mortgage filings and 6 properties held through 5 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2013 and 2025.

Primary Geography

Houston, TX

ZIP codes: 77845, 77554, and 77803

Most recorded activity for this investor appears in COLLEGE STATION, GALVESTON, and BRYAN.

Property Type Breakdown

Residential80%
Multifamily20%

Associated Entities (5)

RUNNING WATER PROPERTIES LLC

TX · 6 properties · 7 mortgages

active
Incorporated on 07/03/2012 in TXMailing Address: 448 WILLIAM D FITCH PKWY, COLLEGE STATION, 77845, TX, USA
KELTON PROPERTIES LLC

TX · 3 properties · 5 mortgages

active
Incorporated on 01/25/2017 in TXMailing Address: 434 WILLIAM D FITCH PKWY, COLLEGE STATION, 77845-2092, TX, USA
DAYLON PROPERTIES LLC

TX · 1 property · 2 mortgages

active
Incorporated on 01/25/2017 in TXMailing Address: 434 WILLIAM D FITCH PKWY, COLLEGE STATION, 77845-2092, TX, USA

+2 more not shown

Mortgages (16)

Top Lenders

First Financial Bank
First Financial Bank

$2.3M · 2 loans

Guaranty Bank & Trust
Guaranty Bank & Trust

$1.1M · 5 loans

THE BANK AND TRUST OF BRYANCOLLEGE STATIO
THE BANK AND TRUST OF BRYANCOLLEGE STATIO

$921k · 4 loans

DateAmountStatusLenderBorrowerAddress
08/08/2025$194kOpenGuaranty Bank & TrustKELTON PROPERTIES LLC4202 SH 6 S,
COLLEGE STATION, TX 77845
08/08/2025$197kOpenGuaranty Bank & TrustKELTON PROPERTIES LLC4202 SH-6TH S,
COLLEGE STATION, TX 77845
04/22/2024$150kOpenGuaranty Bank & TrustKELTON PROPERTIES LLC4202 SH-6TH S,
COLLEGE STATION, TX 77845

+13 more not shown

Owned Properties (6)

AddressDeeded ownerStatusConsideration
4202 SH-6TH S,
COLLEGE STATION, TX 77845
KELTON PROPERTIES LLCOwns - 7.7 yrs$610k
442 WILLIAM D FITCH PKWY,
COLLEGE STATION, TX 77845
JACE MATTHEW PROPERTIES LLCOwns - 8.8 yrs$200k
434 WILLIAM D FITCH PKWY,
COLLEGE STATION, TX 77845
DAYLON PROPERTIES LLCOwns - 8.8 yrs$223k

+3 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and multifamily properties across Houston, TX.

What companies is Matthew Ratliff associated with?

Matthew Ratliff is associated with 5 entities based on extracted signatures from public records. Key entities include RUNNING WATER PROPERTIES LLC, KELTON PROPERTIES LLC, DAYLON PROPERTIES LLC, JACE MATTHEW PROPERTIES LLC, and RUNNING WATER PROPERTIES.

How many properties are associated with this investor?

At least 6 properties are associated with Matthew Ratliff and the entities they control, based on signatures extracted from recorded documents connecting Matthew Ratliff to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references First Financial Bank, Guaranty Bank & Trust, and THE BANK AND TRUST OF BRYANCOLLEGE STATIO, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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