Investor profile - TX
Matt Ratliff
Matt Ratliff is a real estate investor and operator based in Houston, TX. Public filings show activity across 19 properties held through 7 holding companies. Recent mortgage relationships include First State Bank of Bedias, Guaranty Bank & Trust, and First State Bank.
Matt's Activity
As of December 2025, public records show approximately $29.2M in recorded mortgage exposure linked to this investor across at least 112 mortgage filings and 19 properties held through 7 holding companies. Activity appears concentrated in residential and misc assets recorded between 2013 and 2025.
Associated People
Primary Geography
Houston, TX
ZIP codes: 77803, 77845, 77831, 77840, and 77861
Most recorded activity for this investor appears in COLLEGE STATION, BRYAN, NAVASOTA, IOLA, and AUSTIN.
Property Type Breakdown
Associated Entities (7)
TX · 4 properties · 99 mortgages
TX · 6 properties · 7 mortgages
TX · 3 properties · 5 mortgages
+4 more not shown
Mortgages (112)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/08/2025 | $194k | Open | Guaranty Bank & Trust | KELTON PROPERTIES LLC | 4202 SH 6 S, COLLEGE STATION, TX 77845 |
| 08/08/2025 | $197k | Open | Guaranty Bank & Trust | KELTON PROPERTIES LLC | 4202 SH-6TH S, COLLEGE STATION, TX 77845 |
| 06/30/2025 | $74k | Open | Guaranty Bank & Trust | HAPPY HOUSES TEXAS LLC | 2215 HIGH MDW, FRANKLIN, TX 77856 |
+109 more not shown
Owned Properties (19)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 16573 KELTON LN, IOLA, TX 77861 | CONTINENTAL HOMES OF TEXAS LP | Owns - 2.4 yrs | $0 |
| 3 WOOD WAY, NAVASOTA, TX 77868 | COX COMMUNITIES LLC | Owns - 2.7 yrs | $0 |
| 1104 HIGHGARDEN DR, NAVASOTA, TX 77868 | BLACKROCK BUILDERS LP | Owns - 3.0 yrs | $237k |
+16 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and misc properties across Houston, TX.
What companies is Matt Ratliff associated with?
Matt Ratliff is associated with 7 entities based on extracted signatures from public records. Key entities include HAPPY HOUSES TEXAS LLC, RUNNING WATER PROPERTIES LLC, KELTON PROPERTIES LLC, BRZ SERVICES INC, and JACE MATTHEW PROPERTIES LLC.
How many properties are associated with this investor?
At least 19 properties are associated with Matt Ratliff and the entities they control, based on signatures extracted from recorded documents connecting Matt Ratliff to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First State Bank of Bedias, Guaranty Bank & Trust, and First State Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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