Investor profile - TX
Humberto Garza
Humberto Garza is a real estate investor and operator based in McAllen, TX. Public filings show activity across 3 properties held through 8 holding companies. Recent mortgage relationships include PNC BANK NA, Bank of South Texas, and International Bank of Commerce.
Humberto's Activity
As of December 2025, public records show approximately $4.2M in recorded mortgage exposure linked to this investor across at least 9 mortgage filings and 3 properties held through 8 holding companies. Activity appears concentrated in residential and industrial assets recorded between 2013 and 2025.
Associated People
Primary Geography
McAllen, TX
ZIP codes: 77587, 78252, and 78574
Most recorded activity for this investor appears in SAN ANTONIO, MISSION, and SOUTH HOUSTON.
Property Type Breakdown
Associated Entities (8)
TX · 2 properties · 2 mortgages
TX · 1 property · 2 mortgages
TX · 0 properties · 2 mortgages
+5 more not shown
Mortgages (9)
Top Lenders
$1.6M · 1 loan
$1.5M · 1 loan
$576k · 4 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/28/2025 | $333k | Open | International Bank of Commerce | GAZA CONSTRUCTION & REAL ESTATE LLC | 5116 FARWEST TRL, BROWNSVILLE, TX 78526 |
| 03/17/2025 | $0 | Open | International Bank of Commerce | GAZA CONSTRUCTION & REAL ESTATE LLC | - |
| 10/02/2023 | $1.6M | Open | PNC BANK NA | INDUSTRIAL MANUFACTURING INVESTMENTS REAL ESTATE LLC | 701 OREGON ST, SOUTH HOUSTON, TX 77587 |
+6 more not shown
Owned Properties (3)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 701 OREGON ST, SOUTH HOUSTON, TX 77587 | INDUSTRIAL MANUFACTURING INVESTMENTS RENTAL E | Owns - 2.2 yrs | $2.2M |
| 2503 ZINNIA ST, MISSION, TX 78574 | MARIANA LONGORIA | Owns - 2.7 yrs | $362k |
| 7343 BOWDRE, SAN ANTONIO, TX 78252 | MARCELINO FLORES | Owns - 8.0 yrs | $199k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and industrial properties across McAllen, TX.
What companies is Humberto Garza associated with?
Humberto Garza is associated with 8 entities based on extracted signatures from public records. Key entities include OJ HOLDINGS LLC, MAG HOMES & CONSTRUCTION LLC, GAZA CONSTRUCTION & REAL ESTATE LLC, HMNS GARZA CANTU LLC, and INDUSTRIAL MANUFACTURING INVESTMENTS REAL ESTATE LLC.
How many properties are associated with this investor?
At least 3 properties are associated with Humberto Garza and the entities they control, based on signatures extracted from recorded documents connecting Humberto Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references PNC BANK NA, Bank of South Texas, and International Bank of Commerce, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2013 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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