Investor profile - TX
Jose Garza
Jose Garza is a real estate investor and operator based in McAllen, TX. Public filings show activity across 120 properties held through 111 holding companies. Recent mortgage relationships include Vantage Bank Texas, PrimeLending, A PlainsCapital Company, and International Bank of Commerce.
Jose's Activity
As of December 2025, public records show approximately $89.5M in recorded mortgage exposure linked to this investor across at least 162 mortgage filings and 120 properties held through 111 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2025.
Associated People
Primary Geography
McAllen, TX
ZIP codes: 78577, 78589, 77346, 78254, and 78504
Most recorded activity for this investor appears in SAN ANTONIO, HOUSTON, MCALLEN, EDINBURG, and PHARR.
Property Type Breakdown
Associated Entities (111)
TX · 89 properties · 1,556 mortgages
TX · 8 properties · 31 mortgages
TX · 1 property · 12 mortgages
+108 more not shown
Mortgages (162)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/11/2025 | $193k | Open | Simmons Bank | WAXAHACHIE ST DEVELOPMENT LLC | - |
| 12/10/2025 | $195k | Open | Simmons Bank | WAXAHACHIE ST DEVELOPMENT LLC | - |
| 07/16/2025 | $47k | Open | GALLEGOS LEONEL | ALTO VISTA LP | 144 EL MESQUITE LN, RIO GRANDE, TX 78582 |
+159 more not shown
Owned Properties (120)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 3806 W FAITH HILL ST, EDINBURG, TX 78541 | JOSE GARZA | Owns - 6 mos | $354k |
| 13715 MEADOW SWEET DR, CYPRESS, TX 77429 | RELENTLESS PROPERTIES LLC | Owns - 6 mos | $446k |
| 1924 BLACK HILLS ST, SAN JUAN, TX 78589 | JOSE GARZA | Owns - 9 mos | $315k |
+117 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and office properties across McAllen, TX.
What companies is Jose Garza associated with?
Jose Garza is associated with 111 entities based on extracted signatures from public records. Key entities include MONTICELLO CUSTOM HOMES LP, RELENTLESS HOME BUYERS LLC, GARIOS HOMES LLC, ZIWA HOLDINGS LTD, and SGS FOODS LLC.
How many properties are associated with this investor?
At least 120 properties are associated with Jose Garza and the entities they control, based on signatures extracted from recorded documents connecting Jose Garza to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Vantage Bank Texas, PrimeLending, A PlainsCapital Company, and International Bank of Commerce, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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