Investor profile - TX
Fouad Chtay
Fouad Chtay is a real estate investor and operator based in Dallas-Fort Worth, TX. Public filings show activity across 1 properties held through 3 holding companies. Recent mortgage relationships include UNION STATE BANK, Flagstar Bank, and HIYAM CHTAY.
Fouad's Activity
As of December 2025, public records show approximately $2.1M in recorded mortgage exposure linked to this investor across at least 7 mortgage filings and 1 properties held through 3 holding companies. Activity appears concentrated in commercial assets recorded between 2011 and 2025.
Primary Geography
Dallas-Fort Worth, TX
ZIP codes: 76548
Most recorded activity for this investor appears in HARKER HEIGHTS.
Property Type Breakdown
Associated Entities (3)
TX · 0 properties · 4 mortgages
TX · 1 property · 3 mortgages
TX · 3 properties · 0 mortgages
Mortgages (7)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/14/2020 | $240k | Open | HIYAM CHTAY | 439 EXPRESS LLC | - |
| 03/24/2014 | $410k | Open | UNION STATE BANK | FRA RAM LLC | 402 W VETERANS MEMORIAL BLVD, HARKER HEIGHTS, TX 76548 |
| 05/16/2013 | $101k | Open | UNION STATE BANK | 439 EXPRESS LLC | 1600 N ROY REYNOLDS DR, KILLEEN, TX 76543 |
+4 more not shown
Owned Properties (1)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 402 W VETERANS MEMORIAL BLVD, HARKER HEIGHTS, TX 76548 | FRA RAM LLC | Owns - 13.2 yrs | $250k |
+0 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial properties across Dallas-Fort Worth, TX.
What companies is Fouad Chtay associated with?
Fouad Chtay is associated with 3 entities based on extracted signatures from public records. Key entities include 439 EXPRESS LLC, FRA RAM LLC, and ELMS PROPERTIES LLC.
How many properties are associated with this investor?
At least 1 properties are associated with Fouad Chtay and the entities they control, based on signatures extracted from recorded documents connecting Fouad Chtay to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references UNION STATE BANK, Flagstar Bank, and HIYAM CHTAY, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2020.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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