Investor profile - TX
Carmen Sepulveda
Carmen Sepulveda is a real estate investor and operator based in Houston, TX. Public filings show activity across 39 properties held through 10 holding companies. Recent mortgage relationships include Hancock Whitney Bank, Stellar Bank, and TEXAS BUILDERS FINANCE II LTD.
Carmen's Activity
As of December 2025, public records show approximately $185.9M in recorded mortgage exposure linked to this investor across at least 268 mortgage filings and 39 properties held through 10 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2025.
Associated People
Primary Geography
Houston, TX
ZIP codes: 77091, 77045, 77016, 77047, and 77449
Most recorded activity for this investor appears in HOUSTON and KATY.
Property Type Breakdown
Associated Entities (10)
TX · 11 properties · 171 mortgages
TX · 2 properties · 54 mortgages
TX · 10 properties · 36 mortgages
+7 more not shown
Mortgages (268)
Top Lenders
$75.2M · 25 loans
$47.0M · 20 loans
$12.4M · 20 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 09/26/2025 | $1.5M | Open | First Horizon Bank | CONTEMPO PROPERTIES INC | - |
| 08/22/2025 | $4.0M | Open | Stellar Bank | CONTEMPO BUILDER LLC | 13407 SUN CAY DR, HOUSTON, TX 77047 |
| 08/18/2025 | $5.0M | Open | TRUSTMARK BK | CONTEMPO BUILDER LLC | MONCLOA DR, HOUSTON, TX 77044 |
+265 more not shown
Owned Properties (39)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| BESOS LN, HOUSTON, TX 77051 | CONTEMPO BUILDER LLC | Sold | $404k |
| DIAGONAL LN, HOUSTON, TX 77051 | CONTEMPO BUILDER LLC | Owns - 10 mos | $388k |
| DIAGONAL LN, HOUSTON, TX 77051 | CONTEMPO BUILDER LLC | Sold | $5.3M |
+36 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and office properties across Houston, TX.
What companies is Carmen Sepulveda associated with?
Carmen Sepulveda is associated with 10 entities based on extracted signatures from public records. Key entities include CONTEMPO BUILDER LLC, CONGO LLC, CONTEMPO PROPERTIES INC, CONTEMPO BUILDERS LLC, and CINEMARK USA INC.
How many properties are associated with this investor?
At least 39 properties are associated with Carmen Sepulveda and the entities they control, based on signatures extracted from recorded documents connecting Carmen Sepulveda to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Hancock Whitney Bank, Stellar Bank, and TEXAS BUILDERS FINANCE II LTD, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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