Investor profile - TX
Julio Fernandez
Julio Fernandez is a real estate investor and operator based in Houston, TX. Public filings show activity across 123 properties held through 49 holding companies. Recent mortgage relationships include SEC NATL LIFE INSURANCE, Hancock Whitney Bank, and Stellar Bank.
Julio's Activity
As of December 2025, public records show approximately $356.9M in recorded mortgage exposure linked to this investor across at least 537 mortgage filings and 123 properties held through 49 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2025.
Associated People
Primary Geography
Houston, TX
ZIP codes: 77047, 77045, 77016, 77091, and 77028
Most recorded activity for this investor appears in HOUSTON, KATY, ARLINGTON, MCALLEN, and HIGHLANDS.
Property Type Breakdown
Associated Entities (49)
TX · 11 properties · 171 mortgages
TX · 37 properties · 99 mortgages
TX · 5 properties · 57 mortgages
+46 more not shown
Mortgages (537)
Top Lenders
$101.9M · 44 loans
$77.6M · 24 loans
$55.2M · 24 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/18/2025 | $915k | Open | Horizon Bank SSB | M2J MAGA INVESTMENT TX LLC | - |
| 12/18/2025 | $664k | Open | Horizon Bank SSB | M2J MAGA INVESTMENT TX LLC | - |
| 12/18/2025 | $25k | Open | RICK HEIL | SEVERINO FAMILY LLC | 5210 PICKFAIR ST, HOUSTON, TX 77026 |
+534 more not shown
Owned Properties (123)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 8016 E ERATH ST, HOUSTON, TX 77012 | JULIA FERNANDEZ | Owns - 3 mos | $199k |
| BESOS LN, HOUSTON, TX 77051 | CONTEMPO BUILDER LLC | Sold | $404k |
| 5034 PERSHING ST, HOUSTON, TX 77033 | FERMART PROPERTIES LLC | Owns - 7 mos | $532k |
+120 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Houston, TX.
What companies is Julio Fernandez associated with?
Julio Fernandez is associated with 49 entities based on extracted signatures from public records. Key entities include CONTEMPO BUILDER LLC, SEVERINO FAMILY LLC, JUGO PARTNERS LLC, RL ALICANTE LLC, and CONTEMPO PROPERTIES INC.
How many properties are associated with this investor?
At least 123 properties are associated with Julio Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Julio Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references SEC NATL LIFE INSURANCE, Hancock Whitney Bank, and Stellar Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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