Investor profile - PA
Michael Garman
Michael Garman is a real estate investor and operator based in Philadelphia, PA-NJ-DE-MD. Public filings show activity across 18 properties held through 14 holding companies. Recent mortgage relationships include Ephrata National Bank, KLATCHKO BARBARA, and UNION COMMUNITY BANK FSB.
Michael's Activity
As of December 2025, public records show approximately $13.4M in recorded mortgage exposure linked to this investor across at least 58 mortgage filings and 18 properties held through 14 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2011 and 2025.
Primary Geography
Philadelphia, PA-NJ-DE-MD
ZIP codes: 17543, 17042, 17033, and 17050
Most recorded activity for this investor appears in LITITZ, LEBANON, HERSHEY, and MECHANICSBURG.
Property Type Breakdown
Associated Entities (14)
PA · 8 properties · 20 mortgages
PA · 1 property · 11 mortgages
PA · 1 property · 6 mortgages
+11 more not shown
Mortgages (58)
Top Lenders
$10.0M · 17 loans
$1.1M · 1 loan
$1.0M · 8 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/05/2025 | $1.0M | Open | Ephrata National Bank | PINE HILL AT LANCASTER LLC | - |
| 06/09/2025 | $364k | Open | Ephrata National Bank | PINE HILL AT LANCASTER LLC | 511 CEDAR AVE, HERSHEY, PA 17033 |
| 06/09/2025 | $1.5M | Open | Ephrata National Bank | PINE HILL AT LANCASTER LLC | 519 CEDAR AVE, HERSHEY, PA 17033 |
+55 more not shown
Owned Properties (18)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 511 CEDAR AVE, HERSHEY, PA 17033 | PINE HILL AT LANCASTER LLC | Owns - 8 mos | $455k |
| 519 CEDAR AVE, HERSHEY, PA 17033 | PINE HILL AT LANCASTER LLC | Owns - 11 mos | $455k |
| SAILFISH DR, MECHANICSBURG, PA 17050 | PINE HILL AT LANCASTER LLC | Owns - 17 mos | $275k |
+15 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and commercial properties across Philadelphia, PA-NJ-DE-MD.
What companies is Michael Garman associated with?
Michael Garman is associated with 14 entities based on extracted signatures from public records. Key entities include PINE HILL AT LANCASTER LLC, HALLER BUILDERS INC, PINE HILL AT LEBANON LLC, GARMAN RENTAL LLC, and MILLPORT ROAD LLC.
How many properties are associated with this investor?
At least 18 properties are associated with Michael Garman and the entities they control, based on signatures extracted from recorded documents connecting Michael Garman to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Ephrata National Bank, KLATCHKO BARBARA, and UNION COMMUNITY BANK FSB, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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