Bank
Ephrata National Bank
Ephrata National Bank is a community-focused bank located in Ephrata, Pennsylvania, providing a comprehensive range of personal, business, and mortgage banking products and services.
Key Statistics
As of December 2025, public records show Ephrata National Bank has originated approximately $492.1M in loan volume over the past 12 months, with an average loan size of $265k.
Volume (12mo)
$492.1M
Avg Loan Size
$265k
Total Mortgages
19,473
Total Borrowers
2,112
Lending Entities
Ephrata National Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
17,035 mortgages recorded
2,437 mortgages recorded
+2 more not shown
Geography
Ephrata National Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,251
Volume (12mo): $484.0M
Total Volume: $5.1B
Mortgages (12mo): 9
Volume (12mo): $5.7M
Total Volume: $23.0M
Mortgages (12mo): 2
Volume (12mo): $1.6M
Total Volume: $3.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Ephrata National Bank. Click on a borrower to view their full investor profile.
350 mortgages · PA
338 mortgages · PA
338 mortgages · PA
+2,109 more not shown
FAQ
What type of lender is Ephrata National Bank?
Ephrata National Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (8%) and personal loans in their portfolio.
What entities does Ephrata National Bank fund loans under?
Ephrata National Bank originates mortgages through 4 different lending entities. The most common include The Ephrata Natl Bank and Ephrata Natl Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Ephrata National Bank most active?
Based on recorded mortgages, Ephrata National Bank is most active in Pennsylvania, Maryland, and Florida.
How many loans has Ephrata National Bank originated?
Public records show 19,473 mortgages recorded for Ephrata National Bank, with $492.1M in volume over the past 12 months.
What is the average loan size for Ephrata National Bank?
The average mortgage size for Ephrata National Bank is $265k based on all recorded mortgages.
Does Ephrata National Bank offer short-term loans?
Ephrata National Bank primarily offers long-term financing, with only 5% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.