Investor profile - NC

Nicole Smith

Nicole Smith is a real estate investor and operator based in Charlotte, NC-SC. Public filings show activity across 18 properties held through 8 holding companies. Recent mortgage relationships include Live Oak Bank, Simmons Bank, and Southern Bank.

Contact info available

Nicole's Activity

As of December 2025, public records show approximately $13.8M in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 18 properties held through 8 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2015 and 2025.

Primary Geography

Charlotte, NC-SC

ZIP codes: 27101, 27107, 27103, 27262, and 27265

Most recorded activity for this investor appears in CHARLOTTE, WINSTON SALEM, HIGH POINT, WILLOW SPRING, and GREENSBORO.

Property Type Breakdown

Residential89%
Commercial6%
Vacant6%

Associated Entities (8)

MATTAMY CAROLINA CORP

NC · 43 properties · 10 mortgages

active
Incorporated on 12/07/1999 in NCMailing Address: 2626 Glenwood Avenue,, Suite 550, Raleigh, 27608, NC, United States
NEW TOWN PROPERTY HOLDINGS LLC

NC · 0 properties · 3 mortgages

active
Incorporated on 08/11/2017 in NCMailing Address: 330 Military Cutoff Road, Ste A-2, Wilmington, 28405, NC, United States
BAUCOM BUSINESS PLAZA LLC

NC · 0 properties · 3 mortgages

active
Incorporated on 07/28/2023 in NCMailing Address: 330 Military Cutoff Road, Ste A-2, Wilmington, 28405-8303, NC, USA

+5 more not shown

Mortgages (8)

DateAmountStatusLenderBorrowerAddress
12/20/2024$3.0MOpenSimmons BankNNJ GREENSBORO INVESTMENT LLC-
10/21/2024$3.6MOpenLive Oak BankBAUCOM BUSINESS PLAZA LLC11132 US 401ST N,
FUQUAY VARINA, NC 27526
10/21/2024$4.5MOpenLive Oak BankBAUCOM BUSINESS PLAZA LLC11132 US 401ST N,
FUQUAY VARINA, NC 27526

+5 more not shown

Owned Properties (18)

AddressDeeded ownerStatusConsideration
3926 ANGEL HILL LN,
HIGH POINT, NC 27265
JEFFREY SMITHOwns - 22 mos$714
3006 PEACHTREE TOWN LN,
KNIGHTDALE, NC 27545
NICOLE SMITHOwns - 3.9 yrs$900
23148 CLARABELLE DR,
CHARLOTTE, NC 28273
NICOLA SMITHOwns - 4.2 yrs$395k

+15 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, commercial, and vacant properties across Charlotte, NC-SC.

What companies is Nicole Smith associated with?

Nicole Smith is associated with 8 entities based on extracted signatures from public records. Key entities include MATTAMY CAROLINA CORP, NEW TOWN PROPERTY HOLDINGS LLC, BAUCOM BUSINESS PLAZA LLC, NNJ GREENSBORO INVESTMENT LLC, and BLUE STEEL PROPERTY HOLDINGS LLC.

How many properties are associated with this investor?

At least 18 properties are associated with Nicole Smith and the entities they control, based on signatures extracted from recorded documents connecting Nicole Smith to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Live Oak Bank, Simmons Bank, and Southern Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2015 through 2025, with the most recent mortgage recorded in 2024.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.