Bank
Live Oak Bank
Live Oak Bank is a Wilmington, NC-based FDIC-insured bank that primarily serves small businesses and professionals with a variety of deposit and lending products.
Key Statistics
As of December 2025, public records show Live Oak Bank has originated approximately $5.6B in loan volume over the past 12 months, with an average loan size of $2.3M.
Volume (12mo)
$5.6B
Avg Loan Size
$2.3M
Total Mortgages
15,721
Total Borrowers
6,733
Lending Entities
Live Oak Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
15,687 mortgages recorded
+14 more not shown
Geography
Live Oak Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 201
Volume (12mo): $669.5M
Total Volume: $4.4B
Mortgages (12mo): 152
Volume (12mo): $356.2M
Total Volume: $2.4B
Mortgages (12mo): 148
Volume (12mo): $419.0M
Total Volume: $3.6B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Live Oak Bank. Click on a borrower to view their full investor profile.
+6,730 more not shown
FAQ
What type of lender is Live Oak Bank?
Live Oak Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (51%) are for business purposes.
What entities does Live Oak Bank fund loans under?
Live Oak Bank originates mortgages through 15 different lending entities. The most common include Live Oak Banking. These are the legal entity names that appear on recorded mortgage documents.
Where is Live Oak Bank most active?
Based on recorded mortgages, Live Oak Bank is most active in California, Florida, and Texas.
How many loans has Live Oak Bank originated?
Public records show 15,721 mortgages recorded for Live Oak Bank, with $5.6B in volume over the past 12 months.
What is the average loan size for Live Oak Bank?
The average mortgage size for Live Oak Bank is $2.3M based on all recorded mortgages.
Does Live Oak Bank offer short-term loans?
Live Oak Bank primarily offers long-term financing, with only 5% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.