Investor profile - NC
James Gardner
James Gardner is a real estate investor and operator based in Piedmont Triad, NC. Public filings show activity across 12 properties held through 14 holding companies. Recent mortgage relationships include North State Bank, Providence Bank, and Biscayne Bank.
James's Activity
As of December 2025, public records show approximately $32.3M in recorded mortgage exposure linked to this investor across at least 18 mortgage filings and 12 properties held through 14 holding companies. Activity appears concentrated in residential and commercial assets recorded between 2012 and 2025.
Primary Geography
Piedmont Triad, NC
ZIP codes: 28205, 27023, 27262, 27360, and 27407
Most recorded activity for this investor appears in CHARLOTTE, ERWIN, HIGH POINT, DURHAM, and HUNTERSVILLE.
Property Type Breakdown
Associated Entities (14)
NC · 0 properties · 4 mortgages
NC · 0 properties · 3 mortgages
NC · 0 properties · 2 mortgages
+11 more not shown
Mortgages (18)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 08/30/2024 | $4.5M | Open | North State Bank | J & J GARDNER HOLDINGS LLC | 5040 US 117 N, PIKEVILLE, NC 27863 |
| 08/30/2024 | $4.5M | Open | North State Bank | WADE CARY HOLDINGS LLC | 110 LIMESTONE RD, KENANSVILLE, NC 28349 |
| 08/30/2024 | $4.5M | Open | North State Bank | WADE CARY HOLDINGS LLC | 205 E DR MARTIN L KING JR BLVD, ROSEBORO, NC 28382 |
+15 more not shown
Owned Properties (12)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 4 POSTBRIDGE CT, GREENSBORO, NC 27407 | FAITH GARDNER | Owns - 11 mos | $230 |
| 1344 DOWNS AVE, CHARLOTTE, NC 28205 | JAMES GARDNER | Owns - 14 mos | $320k |
| 3004 ARENDELL ST, MOREHEAD, NC 28557 | G & G CAR WASH LLC | Owns - 2.8 yrs | $500k |
+9 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, commercial, and multifamily properties across Piedmont Triad, NC.
What companies is James Gardner associated with?
James Gardner is associated with 14 entities based on extracted signatures from public records. Key entities include J & J GARDNER HOLDINGS LLC, WADE CARY HOLDINGS LLC, STADIUM OAKS PROPERTIES LLC, G & W LLC, and G & G CAR WASH LLC.
How many properties are associated with this investor?
At least 12 properties are associated with James Gardner and the entities they control, based on signatures extracted from recorded documents connecting James Gardner to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references North State Bank, Providence Bank, and Biscayne Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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