Investor profile - MD

William Luther

William Luther is a real estate investor and operator based in Washington-Baltimore, DC-MD-VA. Public filings show activity across 64 properties held through 18 holding companies. Recent mortgage relationships include Members 1st Federal Credit Union and M&T Bank.

Contact info available

William's Activity

As of December 2025, public records show approximately $927.5M in recorded mortgage exposure linked to this investor across at least 407 mortgage filings and 64 properties held through 18 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2010 and 2025.

Primary Geography

Washington-Baltimore, DC-MD-VA

ZIP codes: 21921, 21613, 21901, 21237, and 21502

Most recorded activity for this investor appears in ELKTON, CAMBRIDGE, NORTH EAST, CUMBERLAND, and HAVRE DE GRACE.

Property Type Breakdown

Residential93%
Vacant3%
Misc2%
Other2%

Associated Entities (18)

GEMCRAFT HOMES INC

MD · 42 properties · 229 mortgages

Incorporated on 07/19/1993 in MDMailing Address: 1115 CHATELAINE DRIVE, FALLSTON, 21047, MD, United States
TRICORNER GEMCRAFT HOMES LLC

MD · 105 properties · 45 mortgages

Incorporated on 01/14/2019 in MDMailing Address: 2205-A COMMERCE ROAD, FOREST HILL, 210502576, MD, United States
TILGHMAN CHESAPEAKE LAND DEVELOPMENT LLC

MD · 0 properties · 25 mortgages

active
Incorporated on 10/22/2019 in MDMailing Address: 10176 BALTIMORE NATIONAL PIKE, SUITE 210, ELICOTT CITY, 21042, MD, United States

+15 more not shown

Mortgages (407)

DateAmountStatusLenderBorrowerAddress
12/08/2025$400kOpenHebron Savings BankSHEPERD VILLAGE II LLC2015 PIG NECK RD,
CAMBRIDGE, MD 21613
11/07/2025$1.2MOpenHebron Savings BankHURLOCK PROPERTIES LLC2484 WESTWIND BLVD,
CAMBRIDGE, MD 21613
11/06/2025$261kOpenPrimis BankGEMCRAFT HOMES INC-

+404 more not shown

Owned Properties (64)

AddressDeeded ownerStatusConsideration
2484 WESTWIND BLVD,
CAMBRIDGE, MD 21613
HURLOCK PROPERTIES LLCOwns - 2 mos$0
2513 BOEING WAY,
CAMBRIDGE, MD 21613
HURLOCK PROPERTIES LLCOwns - 2 mos$221k
1326 HEAPS RD,
STREET, MD 21154
GEMCRAFT HOMES INCOwns - 3 mos$185k

+61 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, vacant, and misc properties across Washington-Baltimore, DC-MD-VA.

What companies is William Luther associated with?

William Luther is associated with 18 entities based on extracted signatures from public records. Key entities include GEMCRAFT HOMES INC, TRICORNER GEMCRAFT HOMES LLC, TILGHMAN CHESAPEAKE LAND DEVELOPMENT LLC, SOUTH STREAM FIRST LLC, and GEMCRAFT FUNDING INC.

How many properties are associated with this investor?

At least 64 properties are associated with William Luther and the entities they control, based on signatures extracted from recorded documents connecting William Luther to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Members 1st Federal Credit Union and M&T Bank, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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