Investor Profile - MD

Vickie Luther

Vickie Luther is a real estate investor and operator based in Washington-Baltimore, DC-MD-VA. Public filings show activity across 116 properties held through 3 holding companies. Recent mortgage relationships include Harford Bank, Rosedale Federal, and The Bank of Romney.

Contact info available

Vickie's Activity

As of June 2026, public records show approximately $56.9M in recorded mortgage exposure linked to this investor across at least 68 mortgage filings and 116 properties held through 3 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2020 and 2026.

Primary Geography

Washington-Baltimore, DC-MD-VA

ZIP codes: 21921, 21901, 21613, 21085, and 21811

Most activity in ELKTON, NORTH EAST, CAMBRIDGE, JOPPA, and PORT DEPOSIT.

Property Type Breakdown

Residential97%
Vacant3%

Associated Entities (3)

GEMCRAFT HOMES INC

MD · 81 properties · 179 mortgages

Incorporated on 07/19/1993 in MDMailing Address: 1115 CHATELAINE DRIVE, FALLSTON, 21047, MD, United States
TRICORNER GEMCRAFT HOMES LLC

MD · 102 properties · 43 mortgages

Incorporated on 01/14/2019 in MDMailing Address: 2205-A COMMERCE ROAD, FOREST HILL, 210502576, MD, United States

+1 more entities not shown

Mortgages (68)

DateAmountStatusLenderBorrowerAddress
01/16/2026$4.0MOpenThe Bank of RomneyGEMCRAFT FUNDING INC-
06/20/2025$3.0MOpenHarford BankTRICORNER GEMCRAFT HOMES LLCCHASE CIR,
ELKTON, MD 21921

+66 more not shown

Owned Properties (116)

AddressDeeded ownerStatusConsideration
CHASE CIR,
ELKTON, MD 21921
TRICORNER GEMCRAFT HOMES LLCOwns - 12 mos$120k
66 CHASE CIR,
ELKTON, MD 21921
TRICORNER GEMCRAFT HOMES LLCSold$120k

+114 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential and vacant properties across Washington-Baltimore, DC-MD-VA.

What companies is Vickie Luther associated with?

Vickie Luther is associated with 3 entities based on extracted signatures from public records. Key entities include GEMCRAFT HOMES INC, TRICORNER GEMCRAFT HOMES LLC, and GEMCRAFT FUNDING INC.

How many properties are associated with this investor?

At least 116 properties are associated with Vickie Luther and the entities they control, based on signatures extracted from recorded documents connecting Vickie Luther to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Harford Bank, Rosedale Federal, and The Bank of Romney, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2020 through 2026, with the most recent mortgage recorded in 2026.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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