Investor Profile - KY
Michael Ritchie
Michael Ritchie is a real estate investor and operator based in Lexington, KY. Public filings show activity across 142 properties held through 5 holding companies. Recent mortgage relationships include Central Bank and DERRICK RITCHIE.
Michael's Activity
As of June 2026, public records show approximately $33.9M in recorded mortgage exposure linked to this investor across at least 10 mortgage filings and 142 properties held through 5 holding companies. Activity appears concentrated in residential and vacant assets recorded between 2016 and 2026.
Associated People
Primary Geography
Lexington, KY
ZIP codes: 40511, 40324, 40356, 40475, and 40503
Most activity in LEXINGTON, GEORGETOWN, NICHOLASVILLE, and RICHMOND.
Property Type Breakdown
Associated Entities (5)
KY · 36 properties · 8 mortgages
KY · 6 properties · 5 mortgages
+3 more entities not shown
Mortgages (10)
Top Lenders
$33.6M · 7 loans
$292k · 2 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 04/01/2026 | $1.8M | Open | Central Bank | MND HOLDINGS LLC | 8025 DRIFTWOOD LOOP, RICHMOND, KY 40475 |
| 04/01/2026 | $7.0M | Open | Central Bank | MND HOLDINGS LLC | 8025 DRIFTWOOD LOOP, RICHMOND, KY 40475 |
+8 more not shown
Owned Properties (142)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 119 LANDRY LN, GEORGETOWN, KY 40324 | MND HOLDINGS LLC | Owns - 4 mos | $67k |
| SKAGGS BLVD, NICHOLASVILLE, KY 40356 | DNM PROPERTIES LLC | Sold | $131k |
+140 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, vacant, and office properties across Lexington, KY.
What companies is Michael Ritchie associated with?
Michael Ritchie is associated with 5 entities based on extracted signatures from public records. Key entities include MND HOLDINGS LLC, CENTRAL BANK & TRUST CO, WELLINGTON PROPERTIES LLC, DNM PROPERTIES LLC, and WELLINGTON PROPERTIES III LLC.
How many properties are associated with this investor?
At least 142 properties are associated with Michael Ritchie and the entities they control, based on signatures extracted from recorded documents connecting Michael Ritchie to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Central Bank and DERRICK RITCHIE, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2026, with the most recent mortgage recorded in 2026.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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