Bank
Central Bank
Central Bank is a community-focused bank headquartered in Lexington, Kentucky, providing FDIC-insured personal and business banking services with a strong emphasis on mortgage loans and other lending products.
Key Statistics
As of December 2025, public records show Central Bank has originated approximately $2.7B in loan volume over the past 12 months, with an average loan size of $863k.
Volume (12mo)
$2.7B
Avg Loan Size
$863k
Total Mortgages
29,264
Total Borrowers
2,389
Lending Entities
Central Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
21,519 mortgages recorded
7,737 mortgages recorded
+7 more not shown
Geography
Central Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 771
Volume (12mo): $1.8B
Total Volume: $16.1B
Mortgages (12mo): 115
Volume (12mo): $32.8M
Total Volume: $648.4M
Mortgages (12mo): 40
Volume (12mo): $705.1M
Total Volume: $2.3B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Central Bank. Click on a borrower to view their full investor profile.
+2,386 more not shown
FAQ
What type of lender is Central Bank?
Central Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (20%) and personal loans in their portfolio.
What entities does Central Bank fund loans under?
Central Bank originates mortgages through 9 different lending entities. The most common include Central Bank And Trust and Central Bk And Tr. These are the legal entity names that appear on recorded mortgage documents.
Where is Central Bank most active?
Based on recorded mortgages, Central Bank is most active in Kentucky, Wyoming, and Ohio.
How many loans has Central Bank originated?
Public records show 29,264 mortgages recorded for Central Bank, with $2.7B in volume over the past 12 months.
What is the average loan size for Central Bank?
The average mortgage size for Central Bank is $863k based on all recorded mortgages.
Does Central Bank offer short-term loans?
Central Bank primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.