Investor profile - IL
John Richards
John Richards is a real estate investor and operator based in Chicago, IL-IN-WI. Public filings show activity across 5 properties held through 5 holding companies. Recent mortgage relationships include First Mid Bank & Trust, First National Bank Texas, and Flagstar Bank.
John's Activity
As of December 2025, public records show approximately $5.3M in recorded mortgage exposure linked to this investor across at least 8 mortgage filings and 5 properties held through 5 holding companies. Activity appears concentrated in commercial and residential assets recorded between 2016 and 2025.
Associated People
Primary Geography
Chicago, IL-IN-WI
ZIP codes: 62401
Most recorded activity for this investor appears in EFFINGHAM.
Property Type Breakdown
Associated Entities (5)
IL · 7 properties · 6 mortgages
IL · 1 property · 4 mortgages
IL · 0 properties · 1 mortgage
+2 more not shown
Mortgages (8)
Top Lenders
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 10/24/2019 | $2.9M | Open | First Mid Bank & Trust | PRAIRIE HOLDINGS HARRISBURG LLC | 2 N JACKSON ST, HARRISBURG, IL 62946 |
| 08/20/2018 | $1.2M | Open | First National Bank Texas | PRAIRIE HOLDINGS CHESTER LLC | 2235 STATE ST, CHESTER, IL 62233 |
| 01/02/2018 | $460k | Open | Flagstar Bank | PRAIRIE INVESTMENTS LLC | 400 N OAK ST, EFFINGHAM, IL 62401 |
+5 more not shown
Owned Properties (5)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 801 W SAINT ANTHONY AVE, EFFINGHAM, IL 62401 | PRAIRIE INVESTMENTS LLC | Owns - 9.5 yrs | $365k |
| 605 W SAINT ANTHONY AVE, EFFINGHAM, IL 62401 | PRAIRIE INVESTMENTS LLC | Owns - 9.5 yrs | $365k |
| 25 S LAKEWOOD DR, EFFINGHAM, IL 62401 | PRAIRIE INVESTMENTS LLC | Owns - 9.8 yrs | $15k |
+2 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in commercial and residential properties across Chicago, IL-IN-WI.
What companies is John Richards associated with?
John Richards is associated with 5 entities based on extracted signatures from public records. Key entities include PRAIRIE INVESTMENTS LLC, PRAIRIE ACE ESTATES LLC, PRAIRIE HOLDINGS CHESTER LLC, PRAIRIE HOLDINGS HARRISBURG LLC, and JOHN RICHARDS AND CRYSTAL RICHARDS HUSBAND AND WIFE.
How many properties are associated with this investor?
At least 5 properties are associated with John Richards and the entities they control, based on signatures extracted from recorded documents connecting John Richards to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references First Mid Bank & Trust, First National Bank Texas, and Flagstar Bank, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2016 through 2025, with the most recent mortgage recorded in 2019.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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