Investor profile - FL

Rafael Fernandez

Rafael Fernandez is a real estate investor and operator based in Miami-Fort Lauderdale, FL. Public filings show activity across 35 properties held through 51 holding companies. Recent mortgage relationships include Ocean Bank, RAFER ENTERPRISES, and KREZAR HOLDINGS.

8888884700
88888888@gmail.com

Rafael's Activity

As of December 2025, public records show approximately $26.3M in recorded mortgage exposure linked to this investor across at least 46 mortgage filings and 35 properties held through 51 holding companies. Activity appears concentrated in residential and office assets recorded between 2011 and 2025.

Primary Geography

Miami-Fort Lauderdale, FL

ZIP codes: 33160, 33134, 33033, 33130, and 32837

Most recorded activity for this investor appears in MIAMI, SUNNY ISLES BEACH, TAMPA, SARASOTA, and AVENTURA.

Property Type Breakdown

Residential91%
Office6%
Commercial3%

Associated Entities (51)

FERVALDERRAMA INC

FL · 0 properties · 7 mortgages

inactive
Incorporated on 02/10/2021 in FL
INNOVATIVE PLACE LAND LLC

FL · 0 properties · 5 mortgages

active
Incorporated on 05/26/2016 in FL
71 2 LLC

FL · 1 property · 4 mortgages

active
Incorporated on 04/05/2019 in FL

+48 more not shown

Mortgages (46)

Top Lenders

Ocean Bank
Ocean Bank

$6.6M · 4 loans

RAFER ENTERPRISES
RAFER ENTERPRISES

$2.0M · 1 loan

KREZAR HOLDINGS
KREZAR HOLDINGS

$2.0M · 2 loans

DateAmountStatusLenderBorrowerAddress
12/02/2025$2.0MOpenInteramerican Bank71 2 LLC230 NW 71ST ST,
MIAMI, FL 33150
06/17/2025$534kOpenRenovo FinancialR F PROPERTIES LLC1658 RIDGEWOOD LN,
SARASOTA, FL 34231
06/05/2025$345kOpenChampions FundingR F PROPERTIES LLC4108 PRESCOTT ST,
SARASOTA, FL 34232

+43 more not shown

Owned Properties (35)

AddressDeeded ownerStatusConsideration
1658 RIDGEWOOD LN,
SARASOTA, FL 34231
R F PROPERTIES LLCOwns - 6 mos$500k
4108 PRESCOTT ST,
SARASOTA, FL 34232
R F PROPERTIES LLCOwns - 9 mos$278k
4447 GLOBE THISTLE DR,
TAMPA, FL 33619
RAFAEL FERNANDEZOwns - 10 mos$300k

+32 more not shown

FAQ

What type of real estate does this investor focus on?

Associated mortgages and deeds show activity in residential, office, and commercial properties across Miami-Fort Lauderdale, FL.

What companies is Rafael Fernandez associated with?

Rafael Fernandez is associated with 51 entities based on extracted signatures from public records. Key entities include FERVALDERRAMA INC, INNOVATIVE PLACE LAND LLC, 71 2 LLC, CASA FACIL INTERNATIONAL FOUR LLC, and RCRMF LLC.

How many properties are associated with this investor?

At least 35 properties are associated with Rafael Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Rafael Fernandez to the entities.

Which lenders has this investor worked with?

Recent mortgage activity references Ocean Bank, RAFER ENTERPRISES, and KREZAR HOLDINGS, indicating a mix of lending relationships.

How recent is their activity?

Records show activity from 2011 through 2025, with the most recent mortgage recorded in 2025.

How is associated activity determined?

Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.

The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.

Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.

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