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Bank

Ocean Bank

oceanbank.com
Miami, Florida

Ocean Bank is a state-chartered commercial bank headquartered in Florida, offering a comprehensive suite of personal and business banking products and services, including various types of accounts, loans, and international banking.

Key Statistics

As of December 2025, public records show Ocean Bank has originated approximately $1.6B in loan volume over the past 12 months, with an average loan size of $2.3M.

Volume (12mo)

$1.6B

Avg Loan Size

$2.3M

Total Mortgages

6,839

Total Borrowers

6,009

Lending Entities

Ocean Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Ocean Bank

6,801 mortgages recorded

+17 more not shown

Geography

Ocean Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Florida

Mortgages (12mo): 463

Volume (12mo): $1.6B

Total Volume: $15.2B

#2Virginia

Mortgages (12mo): 1

Volume (12mo): $1.9M

Total Volume: $5.6M

#3Texas

Mortgages (12mo): 1

Volume (12mo): $2.6M

Total Volume: $113.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Ocean Bank. Click on a borrower to view their full investor profile.

+6,006 more not shown

FAQ

What type of lender is Ocean Bank?

Ocean Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (49%) and personal loans in their portfolio.

What entities does Ocean Bank fund loans under?

Ocean Bank originates mortgages through 18 different lending entities. The most common include Ocean Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Ocean Bank most active?

Based on recorded mortgages, Ocean Bank is most active in Florida, Virginia, and Texas.

How many loans has Ocean Bank originated?

Public records show 6,839 mortgages recorded for Ocean Bank, with $1.6B in volume over the past 12 months.

What is the average loan size for Ocean Bank?

The average mortgage size for Ocean Bank is $2.3M based on all recorded mortgages.

Does Ocean Bank offer short-term loans?

Ocean Bank primarily offers long-term financing, with only 4% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.