Investor profile - FL
Phil Latto
Phil Latto is a real estate investor and operator based in Tampa-St. Petersburg, FL. Public filings show activity across 100 properties held through 17 holding companies. Recent mortgage relationships include DSRS, JUDY L DRISCOLL IRA 8007958 WITH 50 UNDIVIDED INTEREST AND DANIEL D DRISCOLL JR WITH 50 UNDIVIDED INTEREST, and OppLoans.
Phil's Activity
As of December 2025, public records show approximately $2.9M in recorded mortgage exposure linked to this investor across at least 37 mortgage filings and 100 properties held through 17 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2010 and 2025.
Primary Geography
Tampa-St. Petersburg, FL
ZIP codes: 33709, 33710, 33782, 33705, and 33714
Most recorded activity for this investor appears in SAINT PETERSBURG, CLEARWATER, PINELLAS PARK, LARGO, and SEMINOLE.
Property Type Breakdown
Associated Entities (17)
FL · 61 properties · 16 mortgages
FL · 28 properties · 13 mortgages
FL · 6 properties · 7 mortgages
+14 more not shown
Mortgages (37)
Top Lenders
$2.4M · 10 loans
$200k · 1 loan
$196k · 2 loans
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 02/14/2024 | $195k | Open | DSRS | HARMONY HOLDINGS GROUP INC | - |
| 01/04/2024 | $200k | Closed | DSRS | HARMONY HOLDINGS GROUP INC | - |
| 12/19/2023 | $420k | Open | DSRS | HARMONY HOLDINGS GROUP INC | - |
+34 more not shown
Owned Properties (100)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 13922 12TH ST, DADE, FL 33525 | HARMONY HOLDINGS GROUP INC | Sold | $150k |
| 5832 GULF DR, NEW PORT RICHEY, FL 34652 | - | Sold | $105k |
| 1051 CORNWALL DR, HOLIDAY, FL 34691 | - | Sold | $145k |
+97 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, multifamily, and vacant properties across Tampa-St. Petersburg, FL.
What companies is Phil Latto associated with?
Phil Latto is associated with 17 entities based on extracted signatures from public records. Key entities include HARMONY HOLDINGS GROUP INC, GULF INVESTMENTS OF PINELLAS INC, LONG LEAF RESIDENTIAL INC, GULF INVESTMENT OF PINELLAS INC, and GULF INVESMENTS OF PINELLAS INC.
How many properties are associated with this investor?
At least 100 properties are associated with Phil Latto and the entities they control, based on signatures extracted from recorded documents connecting Phil Latto to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references DSRS, JUDY L DRISCOLL IRA 8007958 WITH 50 UNDIVIDED INTEREST AND DANIEL D DRISCOLL JR WITH 50 UNDIVIDED INTEREST, and OppLoans, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2010 through 2025, with the most recent mortgage recorded in 2024.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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