Mortgage Banker
Opploans
OppLoans, based in Chicago, IL, is an online direct lender that provides personal installment loans to consumers with limited access to traditional credit.
Key Statistics
As of December 2025, public records show Opploans has originated approximately $8.5M in loan volume over the past 12 months, with an average loan size of $107k.
Volume (12mo)
$8.5M
Avg Loan Size
$107k
Total Mortgages
775
Total Borrowers
483
Lending Entities
Opploans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
772 mortgages recorded
+2 more not shown
Geography
Opploans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 50
Volume (12mo): $7.8M
Total Volume: $69.4M
Mortgages (12mo): 1
Volume (12mo): $500k
Total Volume: $12.9M
Mortgages (12mo): 1
Volume (12mo): $190k
Total Volume: $190k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Opploans. Click on a borrower to view their full investor profile.
+480 more not shown
FAQ
What type of lender is Opploans?
Opploans is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. The majority of their loans (93%) are for business purposes.
What entities does Opploans fund loans under?
Opploans originates mortgages through 3 different lending entities. The most common include Ops Loans. These are the legal entity names that appear on recorded mortgage documents.
Where is Opploans most active?
Based on recorded mortgages, Opploans is most active in Florida, Georgia, and Ohio.
How many loans has Opploans originated?
Public records show 775 mortgages recorded for Opploans, with $8.5M in volume over the past 12 months.
What is the average loan size for Opploans?
The average mortgage size for Opploans is $107k based on all recorded mortgages.
Does Opploans offer short-term loans?
Opploans primarily offers long-term financing, with only 44% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.