Investor profile - FL
Jose Ayala
Jose Ayala is a real estate investor and operator based in Orlando, FL. Public filings show activity across 19 properties held through 14 holding companies. Recent mortgage relationships include SouthState Bank, OppLoans, and Bank of America.
Jose's Activity
As of December 2025, public records show approximately $3.7M in recorded mortgage exposure linked to this investor across at least 12 mortgage filings and 19 properties held through 14 holding companies. Activity appears concentrated in residential and misc assets recorded between 2012 and 2025.
Primary Geography
Orlando, FL
ZIP codes: 33881, 32812, 32824, 32835, and 32907
Most recorded activity for this investor appears in WINTER HAVEN, ORLANDO, KISSIMMEE, WINDERMERE, and WINTER GARDEN.
Property Type Breakdown
Associated Entities (14)
FL · 0 properties · 3 mortgages
FL · 1 property · 3 mortgages
FL · 3 properties · 2 mortgages
+11 more not shown
Mortgages (12)
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 01/11/2023 | $127k | Open | OppLoans | ZELAYA EQUIPMENT & SUPPLY LLC | 1956 28TH ST NW, WINTER HAVEN, FL 33881 |
| 12/05/2022 | $102k | Open | CONSTRUCTIVE LOANS | B & L INNOVATION LLC | 6991 GOLDILOCKS LN, JACKSONVILLE, FL 32210 |
| 12/05/2022 | $102k | Closed | CONSTRUCTIVE LOANS | B & L INNOVATION LLC | - |
+9 more not shown
Owned Properties (19)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 1956 28TH ST NW, WINTER HAVEN, FL 33881 | RE PROPERTY HOLDINGS LLC | Owns - 3.0 yrs | $0 |
| 214 RHEA CIR, LAKELAND, FL 33813 | ZELAYA EQUIPMENT & SUPPLY LLC | Sold | $220k |
| 595 KYLAR DR NW, PALM BAY, FL 32907 | JOSE AYALA | Owns - 3.4 yrs | $382k |
+16 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential, misc, and vacant properties across Orlando, FL.
What companies is Jose Ayala associated with?
Jose Ayala is associated with 14 entities based on extracted signatures from public records. Key entities include ZELAYA EQUIPMENT & SUPPLY LLC, MINISTERIO JESUCRISTO ES EL CAMINO INC, B & L INNOVATION LLC, NH TRT LLC, and MARIA DE FATIMA DE ASSUNCAO RIVERA.
How many properties are associated with this investor?
At least 19 properties are associated with Jose Ayala and the entities they control, based on signatures extracted from recorded documents connecting Jose Ayala to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references SouthState Bank, OppLoans, and Bank of America, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2023.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
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