Investor profile - AZ
Jose Fernandez
Jose Fernandez is a real estate investor and operator based in Phoenix, AZ. Public filings show activity across 46 properties held through 15 holding companies. Recent mortgage relationships include Nations Direct Mortgage, MidFirst Bank, and LUTHERAN CHURCH EXTENSION FUNDMISSOURI.
Jose's Activity
As of December 2025, public records show approximately $8.1M in recorded mortgage exposure linked to this investor across at least 47 mortgage filings and 46 properties held through 15 holding companies. Activity appears concentrated in residential and multifamily assets recorded between 2012 and 2025.
Associated People
Primary Geography
Phoenix, AZ
ZIP codes: 85031, 85033, 85043, 85051, and 85353
Most recorded activity for this investor appears in PHOENIX, TOLLESON, BUCKEYE, CASA GRANDE, and TUCSON.
Property Type Breakdown
Associated Entities (15)
AZ · 1 property · 24 mortgages
AZ · 0 properties · 11 mortgages
AZ · 14 properties · 4 mortgages
+12 more not shown
Mortgages (47)
Top Lenders
$2.4M · 12 loans
$1.3M · 3 loans
$1.2M · 1 loan
| Date | Amount | Status | Lender | Borrower | Address |
|---|---|---|---|---|---|
| 12/16/2025 | $250k | Open | ALEXANDER ZATUCHNY | F AND S LAND CO | 4218 W HARMONT DR, PHOENIX, AZ 85051 |
| 09/19/2025 | $250k | Open | ALEXANDER ZATUCHNY | F AND S LAND CO | 321 E CAROL AVE, PHOENIX, AZ 85020 |
| 09/19/2025 | $250k | Open | ZATUCHNY ALEXANDER | F AND S LAND CO | 2612 W GLENROSA AVE, PHOENIX, AZ 85017 |
+44 more not shown
Owned Properties (46)
| Address | Deeded owner | Status | Consideration |
|---|---|---|---|
| 5110 W FULTON ST, PHOENIX, AZ 85043 | JOSE FERNANDEZ | Owns - 8 mos | $334k |
| 2423 N BEVERLY PL, BUCKEYE, AZ 85396 | JOSE DE FERNANDEZ | Owns - 19 mos | $800k |
| 4625 W THOMAS RD, PHOENIX, AZ 85031 | WILLIE PICKETT | Sold | $205k |
+43 more not shown
FAQ
What type of real estate does this investor focus on?
Associated mortgages and deeds show activity in residential and multifamily properties across Phoenix, AZ.
What companies is Jose Fernandez associated with?
Jose Fernandez is associated with 15 entities based on extracted signatures from public records. Key entities include F AND S LAND CO LLC, F AND S LAND CO LLC AN ARIZONA LLC, WHOLESALE INVESTMENTS INC, F AND S LAND CO, and PHJ ENTERPRISES LLC.
How many properties are associated with this investor?
At least 46 properties are associated with Jose Fernandez and the entities they control, based on signatures extracted from recorded documents connecting Jose Fernandez to the entities.
Which lenders has this investor worked with?
Recent mortgage activity references Nations Direct Mortgage, MidFirst Bank, and LUTHERAN CHURCH EXTENSION FUNDMISSOURI, indicating a mix of lending relationships.
How recent is their activity?
Records show activity from 2012 through 2025, with the most recent mortgage recorded in 2025.
How is associated activity determined?
Elementix uses AI to extract signatures from recorded documents. These signatures are used to determine the relationships between people and entities. This is a novel approach that goes beyond looking at corporate filings and skip-tracing.
The information displayed on this page is compiled from recorded real estate documents, business filings, and other lawfully available sources. Elementix summarizes and analyzes public record activity related to investment real estate and associated business entities. Any contact indicators shown (such as email domain references or partial phone digits) are provided solely as unverified signals and may be incomplete or outdated.
Elementix is not a consumer reporting agency, and this information does not constitute a consumer report. The data may not be used to make decisions about an individual's eligibility for personal credit, consumer housing, employment, insurance, or any other purpose governed by the Fair Credit Reporting Act.
Elementix may suppress certain contact indicators where legally required or where appropriate for safety or privacy reasons. Requests for removal, suppression, or correction of information must be submitted to compliance@elementix.ai. Elementix reviews such requests only where required by applicable law or where information is factually inaccurate. General objections or unsupported demands do not create a removal obligation.