Private Money
Zinc Financial
Fresno, California-based non-bank specializing in private money bridge, fix-and-flip, and DSCR loans for real estate investors. Funds up to $3M nationwide with emphasis on speed, high LTC ratios, and in-house processing.
Key Statistics
As of June 2026, public records show Zinc Financial has originated approximately $68.0M in loan volume over the past 12 months, with an average loan size of $393k.
Volume (12mo)
$68.0M
Avg Loan Size
$393k
Total Mortgages
943
Total Borrowers
505
Lending Entities
Zinc Financial funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
944 mortgages recorded
+4 more entities not shown
Geography
Zinc Financial's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 198
Volume (12mo): $67.0M
Total Volume: $326.6M
Mortgages (12mo): 1
Volume (12mo): $68k
Total Volume: $918k
Mortgages (12mo): 1
Volume (12mo): $808k
Total Volume: $10.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Zinc Financial. Click on a borrower to view their full investor profile.
+502 more borrowers not shown
FAQ
What type of lender is Zinc Financial?
Zinc Financial is classified as an private money based on our research. The majority of their loans (61%) are for business purposes.
What entities does Zinc Financial fund loans under?
Zinc Financial originates mortgages through 5 different lending entities. The most common include Zinc Financial. These are the legal entity names that appear on recorded mortgage documents.
Where is Zinc Financial most active?
Based on recorded mortgages, Zinc Financial is most active in California, Missouri, and Texas.
How many loans has Zinc Financial originated?
Public records show 943 mortgages recorded for Zinc Financial, with $68.0M in volume over the past 12 months.
What is the average loan size for Zinc Financial?
The average mortgage size for Zinc Financial is $393k based on all recorded mortgages.
Does Zinc Financial offer short-term loans?
Yes, 96% of Zinc Financial's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.