Investment Lender
Wisdom Capital
Wisdom Capital is an Investment Lender based in the New York metropolitan area, specializing in providing short-term, asset-based financing such as bridge and fix-and-flip loans for real estate investors in New York, New Jersey, and Connecticut.
Key Statistics
As of December 2025, public records show Wisdom Capital has originated approximately $68.3M in loan volume over the past 12 months, with an average loan size of $388k.
Volume (12mo)
$68.3M
Avg Loan Size
$388k
Total Mortgages
1,157
Total Borrowers
406
Lending Entities
Wisdom Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
592 mortgages recorded
553 mortgages recorded
+12 more not shown
Geography
Wisdom Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 58
Volume (12mo): $41.2M
Total Volume: $350.5M
Mortgages (12mo): 49
Volume (12mo): $25.5M
Total Volume: $88.5M
Mortgages (12mo): 5
Volume (12mo): $1.5M
Total Volume: $9.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Wisdom Capital. Click on a borrower to view their full investor profile.
244 mortgages · NY
174 mortgages · NY
112 mortgages · NY
+403 more not shown
FAQ
What type of lender is Wisdom Capital?
Wisdom Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (98%) are for business purposes.
What entities does Wisdom Capital fund loans under?
Wisdom Capital originates mortgages through 14 different lending entities. The most common include Wisdom Equities and Wisdom Ventures. These are the legal entity names that appear on recorded mortgage documents.
Where is Wisdom Capital most active?
Based on recorded mortgages, Wisdom Capital is most active in New York, New Jersey, and Connecticut.
How many loans has Wisdom Capital originated?
Public records show 1,157 mortgages recorded for Wisdom Capital, with $68.3M in volume over the past 12 months.
What is the average loan size for Wisdom Capital?
The average mortgage size for Wisdom Capital is $388k based on all recorded mortgages.
Does Wisdom Capital offer short-term loans?
Yes, 68% of Wisdom Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.