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Private Money

Whisper Capital

whispercapital.net
30211 Avenida de las Banderas, Rancho Santa Margarita, CA 92688

Whisper Capital is a financing company located in Rancho Santa Margarita, California, specializing in business growth loans and asset-based financing for real estate investors.

Key Statistics

As of June 2026, public records show Whisper Capital has originated approximately $8.2M in loan volume over the past 12 months, with an average loan size of $406k.

Volume (12mo)

$8.2M

Avg Loan Size

$406k

Total Mortgages

99

Total Borrowers

88

Lending Entities

Whisper Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Whisper Capital

99 mortgages recorded

Geography

Whisper Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Illinois

Mortgages (12mo): 4

Volume (12mo): $612k

Total Volume: $2.7M

#2Connecticut

Mortgages (12mo): 3

Volume (12mo): $874k

Total Volume: $2.0M

#3New York

Mortgages (12mo): 3

Volume (12mo): $2.0M

Total Volume: $7.1M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Whisper Capital. Click on a borrower to view their full investor profile.

+85 more borrowers not shown

FAQ

What type of lender is Whisper Capital?

Whisper Capital is classified as an private money based on our research. The majority of their loans (72%) are for business purposes.

What entities does Whisper Capital fund loans under?

Whisper Capital originates mortgages through 1 different lending entities. The most common include Whisper Capital. These are the legal entity names that appear on recorded mortgage documents.

Where is Whisper Capital most active?

Based on recorded mortgages, Whisper Capital is most active in Illinois, Connecticut, and New York.

How many loans has Whisper Capital originated?

Public records show 99 mortgages recorded for Whisper Capital, with $8.2M in volume over the past 12 months.

What is the average loan size for Whisper Capital?

The average mortgage size for Whisper Capital is $406k based on all recorded mortgages.

Does Whisper Capital offer short-term loans?

Yes, 54% of Whisper Capital's loans are short-term (typically bridge loans or construction financing).

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.