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Bank

Western State Bank

westernbanks.com
110 4th St SE, Devils Lake, North Dakota

Western State Bank is a community bank primarily serving North Dakota and Arizona, offering a full range of personal and business banking services, including deposits, loans, and treasury management, with FDIC insurance.

Key Statistics

As of December 2025, public records show Western State Bank has originated approximately $516.3M in loan volume over the past 12 months, with an average loan size of $484k.

Volume (12mo)

$516.3M

Avg Loan Size

$484k

Total Mortgages

13,087

Total Borrowers

2,622

Lending Entities

Western State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Western State Bank

13,086 mortgages recorded

+2 more not shown

Geography

Western State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1North Dakota

Mortgages (12mo): 256

Volume (12mo): $156.9M

Total Volume: $2.0B

#2Arizona

Mortgages (12mo): 243

Volume (12mo): $294.3M

Total Volume: $3.1B

#3Kansas

Mortgages (12mo): 64

Volume (12mo): $24.8M

Total Volume: $135.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Western State Bank. Click on a borrower to view their full investor profile.

+2,619 more not shown

FAQ

What type of lender is Western State Bank?

Western State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (25%) and personal loans in their portfolio.

What entities does Western State Bank fund loans under?

Western State Bank originates mortgages through 3 different lending entities. The most common include Western State Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Western State Bank most active?

Based on recorded mortgages, Western State Bank is most active in North Dakota, Arizona, and Kansas.

How many loans has Western State Bank originated?

Public records show 13,087 mortgages recorded for Western State Bank, with $516.3M in volume over the past 12 months.

What is the average loan size for Western State Bank?

The average mortgage size for Western State Bank is $484k based on all recorded mortgages.

Does Western State Bank offer short-term loans?

Western State Bank primarily offers long-term financing, with only 17% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.