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Bank

Western Commerce Bank

wcb.net
127 S Canyon St, Carlsbad, NM 88220

Western Commerce Bank is a community bank headquartered in Carlsbad, New Mexico, offering a wide range of financial services including deposits, loans, and mortgages to individuals and businesses in the region.

Key Statistics

As of June 2026, public records show Western Commerce Bank has originated approximately $125.8M in loan volume over the past 12 months, with an average loan size of $341k.

Volume (12mo)

$125.8M

Avg Loan Size

$341k

Total Mortgages

2,469

Total Borrowers

399

Lending Entities

Western Commerce Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Western Commerce Bank

2,323 mortgages recorded

Pioneer Bank Fsb

162 mortgages recorded

+1 more entities not shown

Geography

Western Commerce Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1New Mexico

Mortgages (12mo): 269

Volume (12mo): $111.0M

Total Volume: $709.0M

#2Texas

Mortgages (12mo): 17

Volume (12mo): $12.6M

Total Volume: $90.6M

#3Washington

Mortgages (12mo): 1

Volume (12mo): $1.8M

Total Volume: $1.8M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Western Commerce Bank. Click on a borrower to view their full investor profile.

+396 more borrowers not shown

FAQ

What type of lender is Western Commerce Bank?

Western Commerce Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (40%) and personal loans in their portfolio.

What entities does Western Commerce Bank fund loans under?

Western Commerce Bank originates mortgages through 3 different lending entities. The most common include Western Commerce Bank and Pioneer Bank Fsb. These are the legal entity names that appear on recorded mortgage documents.

Where is Western Commerce Bank most active?

Based on recorded mortgages, Western Commerce Bank is most active in New Mexico, Texas, and Washington.

How many loans has Western Commerce Bank originated?

Public records show 2,469 mortgages recorded for Western Commerce Bank, with $125.8M in volume over the past 12 months.

What is the average loan size for Western Commerce Bank?

The average mortgage size for Western Commerce Bank is $341k based on all recorded mortgages.

Does Western Commerce Bank offer short-term loans?

Western Commerce Bank primarily offers long-term financing, with only 24% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.