Bank
West Coast Community Bank
West Coast Community Bank is a full-service, FDIC-insured community bank primarily serving the Monterey Bay Area and surrounding counties in California, offering a wide range of personal and business banking products and local lending solutions.
Key Statistics
As of December 2025, public records show West Coast Community Bank has originated approximately $123.0M in loan volume over the past 12 months, with an average loan size of $1.2M.
Volume (12mo)
$123.0M
Avg Loan Size
$1.2M
Total Mortgages
3,804
Total Borrowers
874
Lending Entities
West Coast Community Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,878 mortgages recorded
926 mortgages recorded
Geography
West Coast Community Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 70
Volume (12mo): $122.6M
Total Volume: $4.4B
Mortgages (12mo): 1
Volume (12mo): $350k
Total Volume: $1.1M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $9.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with West Coast Community Bank. Click on a borrower to view their full investor profile.
+871 more not shown
FAQ
What type of lender is West Coast Community Bank?
West Coast Community Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (35%) and personal loans in their portfolio.
What entities does West Coast Community Bank fund loans under?
West Coast Community Bank originates mortgages through 2 different lending entities. The most common include Santa Cruz County Bank and 1st Capital Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is West Coast Community Bank most active?
Based on recorded mortgages, West Coast Community Bank is most active in California, Tennessee, and Nevada.
How many loans has West Coast Community Bank originated?
Public records show 3,804 mortgages recorded for West Coast Community Bank, with $123.0M in volume over the past 12 months.
What is the average loan size for West Coast Community Bank?
The average mortgage size for West Coast Community Bank is $1.2M based on all recorded mortgages.
Does West Coast Community Bank offer short-term loans?
West Coast Community Bank primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.