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West Coast Community Bank

West Coast Community Bank is a full-service, FDIC-insured community bank primarily serving the Monterey Bay Area and surrounding counties in California, offering a wide range of personal and business banking products and local lending solutions.

Key Statistics

As of June 2026, public records show West Coast Community Bank has originated approximately $3.5M in loan volume over the past 12 months, with an average loan size of $1.3M.

Volume (12mo)

$3.5M

Avg Loan Size

$1.3M

Total Mortgages

2,604

Total Borrowers

880

Lending Entities

West Coast Community Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Santa Cruz County Bank

1,987 mortgages recorded

1st Capital Bank

617 mortgages recorded

Geography

West Coast Community Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1California

Mortgages (12mo): 1

Volume (12mo): $3.5M

Total Volume: $3.3B

#2Oregon

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $24.4M

#3Ohio

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with West Coast Community Bank. Click on a borrower to view their full investor profile.

+877 more borrowers not shown

FAQ

What type of lender is West Coast Community Bank?

West Coast Community Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (50%) are for business purposes.

What entities does West Coast Community Bank fund loans under?

West Coast Community Bank originates mortgages through 2 different lending entities. The most common include Santa Cruz County Bank and 1st Capital Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is West Coast Community Bank most active?

Based on recorded mortgages, West Coast Community Bank is most active in California, Oregon, and Ohio.

How many loans has West Coast Community Bank originated?

Public records show 2,604 mortgages recorded for West Coast Community Bank, with $3.5M in volume over the past 12 months.

What is the average loan size for West Coast Community Bank?

The average mortgage size for West Coast Community Bank is $1.3M based on all recorded mortgages.

Does West Coast Community Bank offer short-term loans?

West Coast Community Bank primarily offers long-term financing, with only 12% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.