Bank
West Central Bank
West Central Bank is a regional bank based in Springfield, Illinois, offering a comprehensive suite of traditional banking products and services, including deposit accounts and various lending options, and is FDIC-insured.
Key Statistics
As of January 2026, public records show West Central Bank has originated approximately $21.0M in loan volume over the past 12 months, with an average loan size of $231k.
Volume (12mo)
$21.0M
Avg Loan Size
$231k
Total Mortgages
1,424
Total Borrowers
97
Lending Entities
West Central Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,423 mortgages recorded
+1 more not shown
Geography
West Central Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 84
Volume (12mo): $20.9M
Total Volume: $312.4M
Mortgages (12mo): 1
Volume (12mo): $37k
Total Volume: $9.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $515k
Top Borrowers
The following individuals have the most recorded mortgage transactions with West Central Bank. Click on a borrower to view their full investor profile.
+94 more not shown
FAQ
What type of lender is West Central Bank?
West Central Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (23%) and personal loans in their portfolio.
What entities does West Central Bank fund loans under?
West Central Bank originates mortgages through 2 different lending entities. The most common include West Central Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is West Central Bank most active?
Based on recorded mortgages, West Central Bank is most active in Illinois, Florida, and North Carolina.
How many loans has West Central Bank originated?
Public records show 1,424 mortgages recorded for West Central Bank, with $21.0M in volume over the past 12 months.
What is the average loan size for West Central Bank?
The average mortgage size for West Central Bank is $231k based on all recorded mortgages.
Does West Central Bank offer short-term loans?
West Central Bank primarily offers long-term financing, with only 18% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.