Mortgage Banker
West Capital Lending
Irvine, CA-based Mortgage Banker originating and funding residential mortgages such as conventional, FHA/VA/government-backed, non-QM, and HELOCs, alongside limited investor products like DSCR and fix-and-flip loans.
Key Statistics
As of June 2026, public records show West Capital Lending has originated approximately $4.8B in loan volume over the past 12 months, with an average loan size of $190k.
Volume (12mo)
$4.8B
Avg Loan Size
$190k
Total Mortgages
33,117
Total Borrowers
6,930
Lending Entities
West Capital Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
33,117 mortgages recorded
+3 more entities not shown
Geography
West Capital Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 6,222
Volume (12mo): $1.6B
Total Volume: $2.3B
Mortgages (12mo): 3,399
Volume (12mo): $504.6M
Total Volume: $648.5M
Mortgages (12mo): 1,448
Volume (12mo): $246.3M
Total Volume: $316.8M
Top Borrowers
The following individuals have the most recorded mortgage transactions with West Capital Lending. Click on a borrower to view their full investor profile.
+6,927 more borrowers not shown
FAQ
What type of lender is West Capital Lending?
West Capital Lending is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (5%) and personal loans in their portfolio.
What entities does West Capital Lending fund loans under?
West Capital Lending originates mortgages through 4 different lending entities. The most common include West Capital Lending. These are the legal entity names that appear on recorded mortgage documents.
Where is West Capital Lending most active?
Based on recorded mortgages, West Capital Lending is most active in California, Florida, and Arizona.
How many loans has West Capital Lending originated?
Public records show 33,117 mortgages recorded for West Capital Lending, with $4.8B in volume over the past 12 months.
What is the average loan size for West Capital Lending?
The average mortgage size for West Capital Lending is $190k based on all recorded mortgages.
Does West Capital Lending offer short-term loans?
West Capital Lending primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.