Investment Lender
West Bay Capital
West Bay Capital, based in El Segundo, California, is a non-bank private lender focused on short-term bridge and construction financing for commercial real estate investors seeking quick, asset-based capital when traditional options fall short.
Key Statistics
As of December 2025, public records show West Bay Capital has originated approximately $64.8M in loan volume over the past 12 months, with an average loan size of $2.9M.
Volume (12mo)
$64.8M
Avg Loan Size
$2.9M
Total Mortgages
241
Total Borrowers
113
Lending Entities
West Bay Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
241 mortgages recorded
+1 more not shown
Geography
West Bay Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 6
Volume (12mo): $18.2M
Total Volume: $45.6M
Mortgages (12mo): 3
Volume (12mo): $4.3M
Total Volume: $57.1M
Mortgages (12mo): 3
Volume (12mo): $11.5M
Total Volume: $421.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with West Bay Capital. Click on a borrower to view their full investor profile.
+110 more not shown
FAQ
What type of lender is West Bay Capital?
West Bay Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (79%) are for business purposes.
What entities does West Bay Capital fund loans under?
West Bay Capital originates mortgages through 2 different lending entities. The most common include West Bay Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is West Bay Capital most active?
Based on recorded mortgages, West Bay Capital is most active in Florida, Arizona, and California.
How many loans has West Bay Capital originated?
Public records show 241 mortgages recorded for West Bay Capital, with $64.8M in volume over the past 12 months.
What is the average loan size for West Bay Capital?
The average mortgage size for West Bay Capital is $2.9M based on all recorded mortgages.
Does West Bay Capital offer short-term loans?
West Bay Capital primarily offers long-term financing, with only 33% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.