Investment Lender
Wave Capital
Wave Capital, based in San Francisco with a registered agent in Wilmington, NC, is primarily a venture capital firm investing in early-stage companies and also offers financial services including consumer financing.
Key Statistics
As of December 2025, public records show Wave Capital has originated approximately $14.2M in loan volume over the past 12 months, with an average loan size of $1.0M.
Volume (12mo)
$14.2M
Avg Loan Size
$1.0M
Total Mortgages
287
Total Borrowers
41
Lending Entities
Wave Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
277 mortgages recorded
9 mortgages recorded
+2 more not shown
Geography
Wave Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 14
Volume (12mo): $13.5M
Total Volume: $291.8M
Mortgages (12mo): 3
Volume (12mo): $725k
Total Volume: $824k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $3.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Wave Capital. Click on a borrower to view their full investor profile.
100 mortgages · NC
100 mortgages · NC
100 mortgages · NC
+38 more not shown
FAQ
What type of lender is Wave Capital?
Wave Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (87%) are for business purposes.
What entities does Wave Capital fund loans under?
Wave Capital originates mortgages through 4 different lending entities. The most common include Wave Capital and Ace Grading. These are the legal entity names that appear on recorded mortgage documents.
Where is Wave Capital most active?
Based on recorded mortgages, Wave Capital is most active in North Carolina, Washington, and South Carolina.
How many loans has Wave Capital originated?
Public records show 287 mortgages recorded for Wave Capital, with $14.2M in volume over the past 12 months.
What is the average loan size for Wave Capital?
The average mortgage size for Wave Capital is $1.0M based on all recorded mortgages.
Does Wave Capital offer short-term loans?
Yes, 71% of Wave Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.