Private Money
Wave Capital
Wave Capital, based in San Francisco with a registered agent in Wilmington, NC, is primarily a venture capital firm investing in early-stage companies and also offers financial services including consumer financing.
Key Statistics
As of June 2026, public records show Wave Capital has originated approximately $14.8M in loan volume over the past 12 months, with an average loan size of $762k.
Volume (12mo)
$14.8M
Avg Loan Size
$762k
Total Mortgages
284
Total Borrowers
57
Lending Entities
Wave Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
246 mortgages recorded
35 mortgages recorded
+5 more entities not shown
Geography
Wave Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 29
Volume (12mo): $6.6M
Total Volume: $10.8M
Mortgages (12mo): 8
Volume (12mo): $7.6M
Total Volume: $201.4M
Mortgages (12mo): 1
Volume (12mo): $508k
Total Volume: $508k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Wave Capital. Click on a borrower to view their full investor profile.
44 mortgages · NC
42 mortgages · NC
41 mortgages · NC
+54 more borrowers not shown
FAQ
What type of lender is Wave Capital?
Wave Capital is classified as an private money based on our research. The majority of their loans (89%) are for business purposes.
What entities does Wave Capital fund loans under?
Wave Capital originates mortgages through 7 different lending entities. The most common include Wave Capital and Wave Capital Manager. These are the legal entity names that appear on recorded mortgage documents.
Where is Wave Capital most active?
Based on recorded mortgages, Wave Capital is most active in Washington, North Carolina, and Idaho.
How many loans has Wave Capital originated?
Public records show 284 mortgages recorded for Wave Capital, with $14.8M in volume over the past 12 months.
What is the average loan size for Wave Capital?
The average mortgage size for Wave Capital is $762k based on all recorded mortgages.
Does Wave Capital offer short-term loans?
Yes, 90% of Wave Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.