Bank
Watertown Savings Bank
Watertown Savings Bank is a community-oriented bank located in Watertown, MA, offering a comprehensive suite of personal and business banking services, including various deposit accounts, mortgages, and commercial loans.
Key Statistics
As of December 2025, public records show Watertown Savings Bank has originated approximately $214.1M in loan volume over the past 12 months, with an average loan size of $262k.
Volume (12mo)
$214.1M
Avg Loan Size
$262k
Total Mortgages
11,853
Total Borrowers
2,848
Lending Entities
Watertown Savings Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
11,836 mortgages recorded
+2 more not shown
Geography
Watertown Savings Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 371
Volume (12mo): $80.9M
Total Volume: $1.2B
Mortgages (12mo): 231
Volume (12mo): $133.3M
Total Volume: $1.9B
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $650k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Watertown Savings Bank. Click on a borrower to view their full investor profile.
+2,845 more not shown
FAQ
What type of lender is Watertown Savings Bank?
Watertown Savings Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (13%) and personal loans in their portfolio.
What entities does Watertown Savings Bank fund loans under?
Watertown Savings Bank originates mortgages through 3 different lending entities. The most common include Watertown Savings Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Watertown Savings Bank most active?
Based on recorded mortgages, Watertown Savings Bank is most active in New York, Massachusetts, and New Jersey.
How many loans has Watertown Savings Bank originated?
Public records show 11,853 mortgages recorded for Watertown Savings Bank, with $214.1M in volume over the past 12 months.
What is the average loan size for Watertown Savings Bank?
The average mortgage size for Watertown Savings Bank is $262k based on all recorded mortgages.
Does Watertown Savings Bank offer short-term loans?
Watertown Savings Bank primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.