Mortgage Banker
Watermark Home Loans
Watermark Home Loans is an Irvine, California-based direct online mortgage lender offering various home purchase and refinance loan programs, including Non-QM loans.
Key Statistics
As of December 2025, public records show Watermark Home Loans has originated approximately $432.9M in loan volume over the past 12 months, with an average loan size of $416k.
Volume (12mo)
$432.9M
Avg Loan Size
$416k
Total Mortgages
40,741
Total Borrowers
9,932
Lending Entities
Watermark Home Loans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
37,219 mortgages recorded
3,477 mortgages recorded
+28 more not shown
Geography
Watermark Home Loans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 268
Volume (12mo): $213.0M
Total Volume: $10.6B
Mortgages (12mo): 156
Volume (12mo): $90.2M
Total Volume: $1.5B
Mortgages (12mo): 38
Volume (12mo): $16.6M
Total Volume: $1.1B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Watermark Home Loans. Click on a borrower to view their full investor profile.
+9,929 more not shown
FAQ
What type of lender is Watermark Home Loans?
Watermark Home Loans is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (1%) and personal loans in their portfolio.
What entities does Watermark Home Loans fund loans under?
Watermark Home Loans originates mortgages through 30 different lending entities. The most common include Watermark Capital and Sign On The Line. These are the legal entity names that appear on recorded mortgage documents.
Where is Watermark Home Loans most active?
Based on recorded mortgages, Watermark Home Loans is most active in California, Texas, and Arizona.
How many loans has Watermark Home Loans originated?
Public records show 40,741 mortgages recorded for Watermark Home Loans, with $432.9M in volume over the past 12 months.
What is the average loan size for Watermark Home Loans?
The average mortgage size for Watermark Home Loans is $416k based on all recorded mortgages.
Does Watermark Home Loans offer short-term loans?
Watermark Home Loans primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.